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321 Bear Way, Hoschton, GA, 30548

2beds
2baths
2,027sqft
$549,900
$271price/sqft
$3,559/moest. monthly cost
$142,360/yrincome needed

About This Home

Cresswind at Twin Lakes!!! Georgia's #1 Active Adult Community, located in the Hoschton, Ga. Enjoy the Charming & Thriving Downtown Districts of Hoschton & Braselton. Sought After Elm Model with Sunroom Addition on Great Lot. This Floor Plan Offers 2 Bedrooms, 2 Baths. Large Eat In Kitchen with Tons of Cabinets, Granite Counter Tops, Stainless Steel Appliances and Pantry. Oversized Family Room. Master Bedroom with Trey Ceiling. Master Bath with Separate Vanities and Walk In Shower. Laundry Room with Upper Cabinets and Sink. The Gated Community Offers Resident Only Clubhouse that includes Full Time Activities Director, Resort Style Outdoor Pool, indoor Pool with Lap Lanes and Spa. SmartFit Training Center with Cardio, Weights and EGYM Smart Circuit training, Cardio studio, Yoga Room, Art and Crafts room w/ Kiln, Lounge with Casual Seating Spaces, Multiple Event Spaces, Demo Kitchen for Classes & Ball Room. Georgia's Largest Pickleball Complex, Dog park, Community Garden area, Walking Trails, Lakes with Dock & Boat Launch for non-Motorized Craft for Kayaking, Canoeing & Catch & Release Fishing. Event Lawn with Covered Stage. Monthly HOA includes Cable, Internet, Security Monitoring, Yard Maintenance and Resort Style Amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Concrete,HardiPlank Type

Other

  • Builder name: Kolter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Microwave,Range Hood,Self Cleaning Oven,Tankless Water Heater
  • Laundry features: Laundry Closet,Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Roommate Floor Plan

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Dining Room

Features

  • Double Vanity,Entrance Foyer,High Ceilings 10 ft Main,High Speed Internet,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Insulated Windows,Plantation Shutters
  • Flooring: Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,027
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,027
  • Total interior livable area: 2,027 sqft

Kitchen

  • Features: Breakfast Bar, Breakfast Room, Eat-in Kitchen, Pantry, Solid Surface Counters, View to Family Room

Master Bathroom

  • Features: Separate His/Hers, Shower Only

Master Bedroom

  • Features: Master on Main, Roommate Floor Plan
  • Level: Master on Main, Roommate Floor Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 121A 734
  • Other equipment: Irrigation Equipment
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 6,969 sqft
  • Features: Back Yard,Front Yard,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Kitchen Level,Level Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$198$2,376
Property Taxes $362$4,344
Electricity $219$2,637
Total$3,559$42,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,022/yr
40% on housing$106,770/yr
45% on housing$94,906/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 30548$218
Jackson County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30548$190
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Listed for sale$574,900

For Sale by Agent

AgentCHRISTINE MOODY
BrokerageReal Broker, LLC

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