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2679 Lobo Ave, Merced, CA, 95348

3beds
2baths
2,319sqft
$1,200,000
$517price/sqft
$7,547/moest. monthly cost
$301,880/yrincome needed

About This Home

Welcome to this Merced ranch offering the space, privacy, and flexibility that are increasingly hard to find-set on approximately 17.9 acres just minutes from town. The property combines a classic California ranch-style home with substantial surrounding land, while remaining close to Highway 99, schools, parks, shopping, and dining. The acreage has historically supported agricultural use and irrigation is present on the property, making it suitable for continued agricultural operations and land-based use. Given its size, A-R zoning per public records, and location, the property may be of interest to buyers or investors evaluating longer-term land use considerations. Zoning, allowable uses, and any future land use considerations are subject to review with applicable agencies. Please do not access the property without an appointment.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
3/10
6/10
Buhach Colony High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Raised,Concrete Perimeter
  • Roof: Shingle,Composition
  • Construction materials: Plaster,Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Range Hood,Dishwasher,Microwave,Electric Cooktop
  • Laundry features: Laundry Room,Cabinets,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Room

Features

  • Flooring: Carpet,Simulated Wood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Brick,Living Room,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,319 sqft

Kitchen

  • Features: Other Counter,Natural Woodwork

Master Bedroom

  • Features: Closet

Property

Details

  • Zoning description: A-R
  • Special condition: Offer As Is

Features

  • Exterior features: Dog Run
  • Fencing: Back Yard,Barbed Wire,Chain Link,Wood

Lot

  • Lot size: 17.90 Acres
  • Features: Private

Parking

  • Total spaces: 4
  • Parking features: Attached,RV Access/Parking,Detached,Uncovered Parking Spaces 2+,Workshop in Garage,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Heat Wave
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$313$3,756
Property Taxes $670$8,040
Electricity $497$5,967
Total$7,547$90,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,754/yr
40% on housing$226,410/yr
45% on housing$201,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$517This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$211
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Listed for sale$1,200,000

For Sale by Agent

AgentChristin Dobbins
BrokerageReal Broker

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