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905 SE 12th St, Ocala, FL, 34471

5beds
4baths
3,883sqft
$919,900
$237price/sqft
$7,382/moest. monthly cost
$295,280/yrincome needed

About This Home

Elegant Southeast Ocala Home Near Downtown with excellent schools and nearby Hospitals. Location truly sets this exceptional home apart. Situated just minutes from downtown Ocala, the Historic District, and the charming Woodfields neighborhood, this beautifully maintained two-story residence offers both timeless character and modern updates. Take your golf cart and enjoy the convenience of being walking distance to several parks as well as the downtown square with its restaurants, shopping, and vibrant community events such as First Friday Art Walk and the Downtown Farmers Market. This spacious 5-bedroom, 3.5-bath home offers generous living areas designed for both everyday comfort and effortless entertaining. Upon entering, you are welcomed by a formal dining room to the right and a formal living room with a fireplace to the left—an inviting space that can also function perfectly as a home office. Continuing down the hall, the private primary suite is located on the left, while the kitchen and main living areas are to the right. Recent updates include:• Roof 2022 • Two brand-new HVAC systems 2024• New water heaters – downstairs (2023) and upstairs (2026) The kitchen features abundant cabinetry and a cozy breakfast nook. Just beyond, the main living room is filled with natural light from beautiful windows, accented with plantation shutters and offers access to a stylish bar area ideal for entertaining guests. Off the kitchen is a versatile room with its own private entrance, making it perfect for a mother-in-law suite, private guest space, or dedicated home office and/or a studio. Step outside to enjoy a peaceful private patio—an ideal spot to start the morning with coffee or host an intimate dinner in the evening. Inside the home, classic architectural details including crown molding, plantation shutters, and fireplaces add warmth and sophistication throughout. The first-floor primary suite provides comfort and privacy with dual vanities, a soaking tub, separate shower, and generous storage. Upstairs, four additional bedrooms give flexible space for guests, hobbies, a media room, a playroom or additional office space, with new carpet enhancing the upper level. The backyard is designed for enjoyment, featuring multiple pavered entertaining areas, a charming gazebo, and a dedicated dog run. A two-car garage adds everyday convenience. Plenty of room to place a swimming pool if desired. Located near AdventHealth and HCA hospitals and zoned for highly regarded Eighth Street Elementary and Osceola Middle School, this home offers an exceptional combination of space, updates, and an unbeatable Southeast Ocala location. Only 20 minutes away from the World Equestrian Center. 6 Miles to the Silver Springs State Park. Less than 6 miles to the Santos Trail. Opportunities like this in one of Ocala’s most desirable areas are rare. Schedule your private showing today.

Getting Around

37
WalkingCar-Dependent
25
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

8/10
8/10
Osceola Middle SchoolGrades 6-80.5 mi
5/10
Forest High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Wine Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Attic Fan,Built-in Features,Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s),Wet Bar
  • Door features: French Doors
  • Window features: Skylight(s),Window Treatments
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Living Room,Other Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,480
  • Total interior livable area: 3,883 sqft

Kitchen

  • Features: Storage Closet
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Level: First
  • Area: 192
  • Dimensions: 12x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 170
  • Dimensions: 10x17

Property

Details

  • Parcel number: 2903001002
  • Zoning: R1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Courtyard,Dog Run,Irrigation System,Lighting,Private Entrance,Private Yard,Sidewalk
  • Fencing: Fenced,Masonry

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 125 x 95

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Strong Wind

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,651$55,812
Home Insurance *$1,062$12,744
Property Taxes $1,279$15,348
Electricity $390$4,689
Total$7,382$88,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,097/yr
40% on housing$221,460/yr
45% on housing$196,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 34471$211
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34471$177
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$929,900
2025-10-22Listing removed$943,750
2025-08-30Price change$943,750
2025-02-28Listed for sale$948,750
2024-07-11Listing removed$949,950
2024-06-13Price change$949,950
2024-04-29Price change$955,000
2024-03-27Listed for sale$974,900
2023-11-20Sold$935,000
2023-09-27Pending sale$970,000
2023-04-03Listed for sale$970,000
2016-11-23Sold$375,000
2016-09-02Pending sale$375,000
2016-06-30Listed for sale$375,000
2015-04-30Sold$339,500
2015-03-29Price change$373,000
2015-03-11Price change$348,500
2014-09-11Price change$373,000
2014-06-12Price change$389,000
2014-03-13Listed for sale$424,000
2014-01-31Listing removed$424,000
2013-08-03Price change$424,000
2013-01-30Listed for sale$442,000

For Sale by Agent

AgentSonya Nasser
BrokerageBERKSHIRE HATHAWAY HS FLORIDA

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