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13680 Gladiola St NW, Andover, MN, 55304

2beds
2baths
1,940sqft
$720,000
$371price/sqft
$4,811/moest. monthly cost
$192,440/yrincome needed

About This Home

NOW TAKING LOT RESERVATIONS! Welcome to Lakeview at Sloth Farm! This exclusive development offers five lots with individual boat slips on Crooked Lake in Andover! The Avery floorplan offers the perfect amount of space and functionality. This home features an oversized 3 stall garage for convenient boat storage, 9-foot ceilings and vaulted ceiling in the great room, custom kitchen cabinetry, granite counters, tiled shower/floors, and much more! Many additional customizations and upgrades are available for buyer to choose from. The model home will be located at 13664 Gladiola St NW and will showcase many upgraded features which may include in-floor heat, open-concept gourmet kitchen, vaulted ceilings, primary bedroom with private bath, second bedroom and second full bath, flex/office room, covered patio, and a huge 3 stall garage with an additional 12ft of depth on the 3rd stall for easy boat storage, epoxy floors, and drains. With only four lots remaining, this opportunity will not last long.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

10/10
7/10
Anoka Senior High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt

Other

  • Builder name: GRANDEMOORE HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15x16

Bedroom2

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,940

Garage

  • Level: Main
  • Area: 1216
  • Dimensions: 32x38

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Kitchen

  • Level: Main
  • Area: 216
  • Dimensions: 12x18

Living Room

  • Level: Main
  • Area: 340
  • Dimensions: 17x20

Office

  • Level: Main
  • Area: 95
  • Dimensions: 9.5x10

Patio

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Porch

  • Level: Main
  • Area: 84
  • Dimensions: 6x14

Property

Accessibility

  • Accessibility features: Doors 36"+,No Stairs External,No Stairs Internal

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 1940

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Waterfront features: Association Access,Dock,Shared

Lot

  • Lot size: 0.65 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 112 x 254 x 112 x 254

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$438$5,256
Property Taxes $563$6,756
Electricity $170$2,050
Total$4,811$57,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,948/yr
40% on housing$144,330/yr
45% on housing$128,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$203
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Listed for sale$720,000

For Sale by Agent

AgentSamuel Dulian
BrokerageRE/MAX Results

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