See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8104 Sutherland Farm Rd, Prospect, KY, 40059

5beds
6baths
6,225sqft
$2,300,000
$369price/sqft
$15,128/moest. monthly cost
$605,120/yrincome needed

About This Home

Welcome to an exceptional new luxury residence in The Breakers, one of Prospect's most prestigious gated communities, ideally positioned alongside the established neighborhoods of Innisbrook and The Sutherlands, offering a diverse blend of residents from empty nestors to young families alike. Built by acclaimed luxury custom homebuilder of over 30 years, Chris Osborne of Deville Homes—one of the few approved builders within The Breakers—this remarkable home showcases refined craftsmanship, sophisticated design, and thoughtfully curated living spaces throughout. Offering approximately 6,225 square feet of finished living space (1st floor: 2,430 sf, 2nd floor: 1,740 sf, basement: 2,055 sf), this stunning home features 5 bedrooms, 5 full bathrooms.. and 1 half bath across three beautifully designed levels. Every detail has been carefully considered to create the perfect balance of everyday comfort and upscale entertaining. The MAIN LEVEL welcomes you with soaring 10-foot ceilings, including an impressive 13-foot coffered ceiling in the oversized Great Room with an abundance of natural light, wide-plank hardwood flooring, and a striking 48-inch linear fireplace. The open-concept design flows effortlessly into a chef-inspired kitchen equipped with premium Sub-Zero PRO refrigeration, Wolf appliances, Cove dishwasher, custom cabinetry, and luxurious quartz countertops. A stylish secondary bar area adds convenience and elegance for hosting guests. Right around the corner your attention is drawn to the open Dining Room which has a built-in space for a furniture cabinet. The primary suite serves as a private retreat, featuring a spa-like bath complete with an oversized walk-in shower, soaking tub and roomy surround finished with beautifully appointed tiles creating a gorgeous one-of-a-kind pattern, and custom his-and-her cabinetry towers designed for both beauty and functionality. On the SECOND FLOOR, three (3) spacious secondary ensuites are complemented by a rare 400+ square foot step-up "flex space" ideal for a children's retreat, study lounge, media room, second family room, or home office. Plumbing rough-ins and full media wiring are already in place, allowing endless customization possibilities. Additionally, the open side of the flex space will feature stunning iron spindles and wood posts that replicate the main staircase. This area is among the largest areas in the entire home. The LOWER LEVEL was designed with entertaining in mind. A generous Great Room creates the perfect setting for watching the big game or movie nights, while the dedicated Game Room easily accommodates a pool table, poker table, foosball table, shuffleboard table and additional lounge seating. The options are limitless! The custom 18-foot bar is outfitted with premium Monogram appliances, including a full- size refrigerator, dishwasher, and microwave, along with dedicated space for a mounted 50+ inch TV seamlessly integrated within the bar cabinetry. This level also includes a dedicated home gym, abundant storage, and additional flexible living space to include a bedroom and full bath. OUTDOOR LIVING is equally impressive with a covered patio featuring a cozy fireplace, privacy and a natural gas hookup, creating the ideal year-round entertaining space. *ADDITIONAL FEATURES* include: Custom cabinetry and countertops, Mudroom with custom built-in drop zone and workspace, oversized 3 car garage with two EV charging stations, 9-foot ceilings on the second floor and a gated community with routine security patrol, just to name a few. The Breakers is situated in a highly sought-after enclave with only 60 homesites. As such, opportunities to own new construction of this caliber are becoming increasingly rare due to limited land availability in the Prospect area. Buyers who act early may have the unique opportunity to personalize select finishes thereby creating a truly custom home tailored to their vision.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Dunn Elementary SchoolGrades K-55.1 mi
4/10
Kammerer Middle SchoolGrades 6-85.0 mi
8/10
Ballard High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Dining Room

  • Level: First

Exercise Room

  • Level: Basement

Family Room

  • Level: Second

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 2,055
  • Finished area above ground: 4,170

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Game Room

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,170
  • Total interior livable area: 6,225 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Other

  • Level: First

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 408300100000

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 0.31 Acres
  • Features: Covt/Restr,Sidewalk,Level,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Side,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,630$139,560
Home Insurance *$907$10,884
Property Taxes $2,100$25,200
Electricity $491$5,899
Total$15,128$181,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$518,674/yr
40% on housing$453,840/yr
45% on housing$403,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$275
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$2,300,000
2023-10-30Sold$872,400

For Sale by Agent

AgentCarol Weber
BrokerageLouisville Realty Group

Similar Homes