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6510 Rosecliff Ct, Prospect, KY, 40059

5beds
6baths
5,662sqft
$2,999,900
$530price/sqft
$19,539/moest. monthly cost
$781,560/yrincome needed

About This Home

Now under construction in The Breakers at Prospect, this remarkable residence blends timeless architecture, refined finishes, and resort-style living in a setting enhanced by lake views and an inground saltwater gunite pool. From the moment you arrive, the home makes a lasting impression with its elegant façade, covered front porch, gas lanterns, and classic architectural presence. Inside, every space has been thoughtfully composed to feel elevated yet livable. A gracious foyer and richly detailed study set the tone, while the main living areas unfold with custom millwork, stained beams, designer lighting, and a beautifully appointed fireplace. At the heart of the home, the kitchen pairs statement-making design with serious function, anchored by premium Sub-Zero and Wolf appliances, a large island, and adjacent prep and entertaining spaces including a scullery, butler's pantry, and wet bar. The private spaces are equally well considered, with luxurious bath selections, custom cabinetry, and layered material choices that create warmth and sophistication throughout. The lower level expands the home's entertaining potential with an additional bar, while the outdoor living areas are designed to rival a private retreat, complete with a covered patio, outdoor grill, fireplace, and pool setting that takes full advantage of the property's exceptional surroundings. This is more than a new home. It is a statement property , crafted for buyers who appreciate architectural character, elevated design, and the lifestyle that only a home of this caliber can deliver.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Dunn Elementary SchoolGrades K-55.2 mi
4/10
Kammerer Middle SchoolGrades 6-85.1 mi
8/10
Ballard High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding,Brick Veneer,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Dining Area

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Finished area below ground: 1,458
  • Finished area above ground: 4,204

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Half Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,204
  • Total interior livable area: 5,662 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Mud Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 21408300440000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 0.33 Acres
  • Features: Cul-De-Sac,Pond on Lot,Covt/Restr,Sidewalk,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,169$182,028
Home Insurance *$1,183$14,196
Property Taxes $2,740$32,880
Electricity $447$5,365
Total$19,539$234,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$669,908/yr
40% on housing$586,170/yr
45% on housing$521,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$530This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$273
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$2,999,900

For Sale by Agent

AgentStephanie L Gilezan
BrokerageEXP Realty LLC

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