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1922 Scenic Lakes Dr, Louisville, KY, 40245

4beds
3baths
3,486sqft
$724,900
$208price/sqft
$4,941/moest. monthly cost
$197,640/yrincome needed

About This Home

Welcome to one of the nicest homes in Twin Lakes at Floyds Fork. From the upgraded finishes to the extra touches the sellers added after construction, it's easy to see this home wasn't built like the average one in the neighborhood. Offering 2,614 square feet of finished living space, this 4-bedroom, 3-bath home checks all the boxes. The open layout features upgraded quartz countertops, GE convection and Advantium appliances, a large walk-in pantry, custom built-in bookcases surrounding the natural gas fireplace, and a first-floor laundry room. The spacious primary suite is a standout with a custom feature wall and a beautifully upgraded bath featuring a glass shower, body spray system, floating vanity, and bidet. Downstairs, you'll find 872 finished square feet with 9-foot ceilings, plus, additional unfinished space that's currently set up with a golf simulator and offers plenty of room for storage, hobbies, or a home gym. Outside, the deck was extended by 10 feet, includes a covered grilling area, making it the perfect place to relax or entertain. Add in the Wi-Fi-enabled irrigation system, upgraded landscaping, double-wide driveway, and oversized three-car garage, and you've got a home that's been thoughtfully upgraded from top to bottom.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Stopher Elementary SchoolGrades PK-50.9 mi
8/10
Crosby Middle SchoolGrades 6-84.7 mi
5/10
Eastern High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Exercise Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 872
  • Finished area above ground: 2,614

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Great Room

  • Level: Basement

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,614
  • Total interior livable area: 3,486 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 21170400820000

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Split Rail

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$340$4,080
Property Taxes $661$7,932
Electricity $275$3,303
Total$4,941$59,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,405/yr
40% on housing$148,230/yr
45% on housing$131,760/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$196
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$724,900
2022-10-03Sold$617,263

For Sale by Agent

AgentFinley A McArthur
Brokerage1 Percent Lists Purple Door

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