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959 Fanning Bend Dr Lot 174, Winchester, TN, 37398

6beds
8baths
4,678sqft
$1,699,000
$363price/sqft
$10,482/moest. monthly cost
$419,280/yrincome needed

About This Home

Experience the epitome of lakeside living in this magnificent 6-bedroom, 6.5-bathroom retreat nestled in the prestigious Fanning Bend community, crafted w excellence by Legacy South. Boasting panoramic views of the sparkling waters & surrounded by nature's tranquility, this home offers an unparalleled blend of luxury & serenity. Step inside to discover an open & airy floor plan, accentuated by expansive windows that frame the mesmerizing lake views. The main living area is ideal for both relaxation and entertainment, w a seamless flow between the living room, dining area, & chef's kitchen. Channel your inner chef in the gourmet kitchen, equipped with top-of-the-line Jenn Air appliances, custom cabinetry, quartz countertops, & a spacious island with seating. Retreat to the lavish master suite, a haven of comfort and sophistication. Wake up to awe-inspiring views of the lake, then pamper yourself in the spa-like ensuite bathroom complete with a soaking tub, walk-in shower, and dual vanity

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
North Middle SchoolGrades 6-86.0 mi
4/10
Franklin Co High SchoolGrades 9-127.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Built-In Gas Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 240
  • Dimensions: 15x16

Bedroom2

  • Features: Bath
  • Level: Bath
  • Area: 252
  • Dimensions: 14x18

Bedroom3

  • Features: Bath
  • Level: Bath
  • Area: 208
  • Dimensions: 13x16

Bedroom4

  • Features: Bath
  • Level: Bath
  • Area: 208
  • Dimensions: 13x16

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 180
  • Dimensions: 10x18

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Entrance Foyer,Extra Closets,High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s),High Speed Internet
  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 4,678

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,678
  • Total interior livable area: 4,678 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 288
  • Dimensions: 16x18

Living Room

  • Features: Combination
  • Level: Combination
  • Area: 625
  • Dimensions: 25x25

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Bedroom 5
  • Level: Bedroom 5
  • Area: 120
  • Dimensions: 12x10

Other

  • Features: Bedroom 6
  • Level: Bedroom 6
  • Area: 120
  • Dimensions: 12x10

Recreation Room

  • Features: Basement Level
  • Level: Basement Level
  • Area: 575
  • Dimensions: 25x23

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Special condition: Standard
  • Other equipment: Air Purifier,Satellite Dish

Features

  • Levels: Three Or More
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Deck,Covered,Porch,Screened
  • Exterior features: Dock Permit
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Topography of land: Views

Lot

  • Features: Views

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance $832$9,984
Property Taxes $679$8,148
Electricity $380$4,561
Total$10,482$125,784

Income You'd Need if You Spent...

35% on housing$359,382/yr
40% on housing$314,460/yr
45% on housing$279,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$210
Franklin County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$1,699,000
2026-01-10Listing removed$1,750,000
2026-01-02Listed for sale$1,750,000
2026-01-01Listing removed$1,750,000
2025-12-01Listed for sale$1,750,000

New Construction

AgentBrandon Bubis
BrokerageLegacy South Brokerage

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