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8 Highland Hill Ln, Flat Rock, NC, 28731

1beds
1baths
0sqft
$160,000
--price/sqft
$1,127/moest. monthly cost
$45,080/yrincome needed

About This Home

Discover comfort, efficiency, and thoughtful design in this charming 1-bedroom, 1-bath tiny home set on a beautifully landscaped corner lot in the coveted Simple Life community. Warm pinewood walls and ceilings create a cozy, cabin-like feel, while the smart layout provides a dedicated area ideal for a desk or additional storage perfect for working from home or staying organized. Enjoy exceptional outdoor living with a newly added sunroom for year-round use, an inviting open-air deck, and multiple spaces for relaxing or entertaining. A powered shed with electricity adds even more versatility, whether you need a workshop, hobby space, or extra storage. This home reflects quality craftsmanship throughout and blends charm with practical functionality. Living in Simple Life means access to an impressive list of community amenities, with lot rent covering water, sewer, trash, mowing, basic cable, gated community access, two pools, two clubhouses, two gyms, dog parks, dog washing stations, community gardens, and a vibrant weekly social calendar. A wonderful opportunity to enjoy low-maintenance living with resort-style benefits in a friendly, active community.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
Upward ElementaryGrades PK-50.5 mi
6/10
Flat Rock MiddleGrades 6-82.9 mi
9/10

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Modern
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ground Floor,Laundry
  • Door features: Doorman
  • Flooring: Vinyl
  • Finished area above ground: 540

Heating & Cooling

  • Heating features: Electric,Zoned,Other
  • Cooling features: Central,Wall/Window Unit(s),Zoned

Interior Area

  • Total structure area: 540

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 981

Features

  • Stories: 1
  • Patio & porch: Covered Porch,Enclosed Porch,Deck
  • Exterior features: Garden,Terrace
  • Has view: Yes
  • View description: Mountain,Scenic

Lot

  • Features: Corner

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Inland Flooding
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$53$636
Property Taxes $65$780
Electricity $200$2,405
Total$1,127$13,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,640/yr
40% on housing$33,810/yr
45% on housing$30,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28731$192
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28731$255
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$160,000
2026-03-03Listing removed$170,000
2025-12-03Listed for sale$170,000

For Sale by Agent

AgentGlori Keating
BrokerageKeller Williams Mountain Partners

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