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299 Morgan Rd, Taos, NM, 87571

3beds
2baths
2,130sqft
$879,000
$413price/sqft
$5,105/moest. monthly cost
$204,200/yrincome needed

About This Home

NEW CONSTRUCTION started 4/25/26. To be completed by 7/25/26. Superb craftmanship by one of Taos' best builders, In and Out Plumbing and Construction. Three bedrooms and two bathrooms nicely spread out over 2,130 square feet. Will have granite, semi-custom cabinets, tile, vigas, and stainless-steel appliances along with a kiva fireplace. The entire house has in slab, radiant heating, including the garage. Will have the most amazing views of Taos Mountain. Centrally located in the Town of Taos and very close to Holy Cross Hospital. All pics are conceptual/virtual except the land and floor plan pics.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

--
Sped DisciplineGrades 1-120.7 mi
4/10
Taos Middle SchoolGrades 6-80.6 mi
--
Vista Grande High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Bitumen,Pitched
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cove Ceiling,Tongue and Groove Ceiling(s),Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating

  • Heating features: Hot Water,Radiant

Interior Area

  • Total structure area: 2,130
  • Total interior livable area: 2,130 sqft

Property

Details

  • Zoning description: Res 2Unit PerAc

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • Waterfront features: None
  • Residential vegetation: Sagebrush

Lot

  • Lot size: 0.50 Acres
  • Features: Level,Views

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Wildfire
Avalanche
Cold Wave
Landslide

FEMA Declared Disasters in Taos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$261$3,132
Property Taxes $249$2,988
Electricity $151$1,817
Total$5,105$61,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,028/yr
40% on housing$153,150/yr
45% on housing$136,133/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 87571$265
Taos County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 87571$317
Taos County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$899,000
2025-12-03Listed for sale$846,000

For Sale by Agent

AgentRudy Abeyta
BrokerageAbeyta Realty

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