403 Shroyer Dr, Chama, NM, 87575
About This Home
Beautiful New Construction Mountain Home. This newly built, high-quality mountain home sits on two combined lots totaling 3.19± acres in the private, gated Laguna Vista subdivision, this community offers exclusive access to both Heron Lake and Willow Creek—perfect for fishing, paddling, and enjoying serene mountain views. Built by a New Mexico state-licensed contractor known for meticulous craftsmanship, this home showcases impressive details throughout. Outside, enjoy gorgeous tongue-and-groove soffits and a spacious wrap-around deck. The property includes a water-catchment system with two 1,000-gallon tanks, plus a private well (currently in need of repair). A durable ProPanel metal roof, R-38 ceiling insulation, R-19 wall insulation with sound boards, and all-electric baseboard heating help ensure efficiency and comfort year-round. Inside, you’ll find hickory wood flooring on the main level and oak flooring upstairs, custom barn doors, butcher-block kitchen countertops, brand-new appliances, and beautifully tiled bathrooms. Large south-facing windows provide abundant natural light and passive solar warmth. Additional features include a recirculating hot water pump, 40-gallon electric water heater, and a water softener. A 16' x 16' shop/storage shed offers great utility for tools, gear, or hobby space. The community provides year-round access, with a volunteer road and gate maintenance fee of $375 per year. Located just 2 hours from Santa Fe, 30 minutes from Chama, and about 1.5 hours from Pagosa Springs, this property sits in the heart of an outdoor recreational paradise. Enjoy fishing for trophy trout, hiking, mountain biking, horseback riding, ATV/UTV adventures, and prime hunting for mule deer and elk. And don’t miss the iconic Cumbres & Toltec Scenic Railroad, offering unforgettable rides through the high-country mountains into Colorado. A true northern New Mexico gem—private, peaceful, and surrounded by endless adventure.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2024
Materials
- Roof: Pitched,Propanel
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Northern New Mexico
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range Hood,Free-Standing Range,Electric Water Heater
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Loft
- Window features: Vinyl
- Flooring: Tile,Wood
Heating
- Heating features: Electric Baseboard
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: R026770 R008335
- Zoning description: R-1
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 3.19 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Drought
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Rio Arriba County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $60 | $720 |
| Electricity | $148 | $1,780 |
| Total | $2,066 | $24,792 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-03 | Listed for sale | $350,000 |
New Construction
View on Zillow