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1411 NW Josephine Ter, Portland, OR, 97229

3beds
2baths
1,915sqft
$1,074,949
$561price/sqft
$6,586/moest. monthly cost
$263,440/yrincome needed

About This Home

This comforting open-concept home combines style and thoughtful design. The spacious great room features a cozy gas fireplace with a floating box-beam mantel and flows seamlessly into the dining area, which opens to a 16' x 11' covered patio—ideal for entertaining or unwinding outdoors. The gourmet kitchen showcases mission shaker-style alder cabinetry with multiple upgrades, sleek slab quartz countertops in both the kitchen and bathrooms with coordinating backsplash and accent tile, and premium stainless-steel Whirlpool appliances—including a five-burner gas cooktop, double wall oven, wall microwave, dishwasher, and chimney hood vent. Elegant Delta Woodhurst plumbing fixtures in a bold black finish elevate the bathrooms, while the luxurious primary suite offers a spa-like retreat with a 5' x 4' all-tile shower, relaxing garden tub, dual-sink vanity, and expansive walk-in closet. Additional highlights include front and rear landscaping with fencing and gate, a tankless water heater, central A/C, and Earth Advantage Certification for exceptional energy efficiency and sustainability.

Getting Around

24
WalkingCar-Dependent
31
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

8/10
9/10
Tumwater Middle SchoolGrades 6-80.4 mi
9/10
Sunset High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Proposed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier,Stem Wall
  • Roof: Composition
  • Construction materials: Cement Siding

Other

  • Builder name: StoneBridgeHomesNW

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Dishwasher,Disposal,Double Oven,Gas Appliances,Microwave,Tankless Water Heater,ENERGY STAR Qualified Appliances

Bedroom2

  • Level: Main
  • Area: 168

Bedroom3

  • Level: Main
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 165

Features

  • High Ceilings,Soaking Tub,Gourmet Kitchen,Pantry,Quartz,Double Vanity,Shower,Suite,Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Tile,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Forced Air 95 Plus
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,915
  • Total interior livable area: 1,915 sqft

Kitchen

  • Features: Gourmet Kitchen, Pantry,Quartz
  • Level: Main

Master Bedroom

  • Features: Double Sinks, Shower, Soaking Tub, Suite, Walkin Closet
  • Level: Main
  • Area: 221

Property

Accessibility

  • Accessibility features: Accessible Hallway,Garage On Main,Main Floor Bedroom Bath,One Level,Utility Room On Main,Accessibility

Details

  • Parcel number: New Construction

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio,Porch
  • Exterior features: Gas Hookup
  • Fencing: Fenced

Lot

  • Features: Gentle Sloping,Level,SqFt 7000 to 9999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Washington County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,435$65,220
Home Insurance *$205$2,460
Property Taxes $770$9,240
Electricity $176$2,119
Total$6,586$79,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,805/yr
40% on housing$197,580/yr
45% on housing$175,626/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$561This listing

vs Other Active Listings

Avg $/sqft

ZIP 97229$285
Washington County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 97229$311
Washington County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$1,074,949
2025-12-05Listed for sale$1,049,949

New Construction Spec

AgentGary Cook
BrokerageStone Bridge Realty, Inc

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