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731 Native Trl, Blue Ridge, GA, 30513

4beds
4baths
2,996sqft
$1,480,000
$494price/sqft
$8,797/moest. monthly cost
$351,880/yrincome needed

About This Home

Perched at the very top of the mountain on an exceptional 4.56 acre retreat in the coveted Aska Adventure Area, this remarkable cabin offers an elevated blend of refined luxury and enduring mountain character. Surrounded by crisp mountain air, abundant wildlife, and layered long-range mountain views, the setting feels both peaceful and commanding. Hand-hewn log siding sets a timeless tone, while wraparound decks, a spacious party porch, and a private master balcony provide multiple outdoor spaces to relax and take in the sweeping mountain scenery. Inside, a lodge-inspired open-concept design unfolds beneath soaring ceilings, anchored by a dramatic wall of windows that frames the ever-changing landscape like living art. Three floor-to-ceiling stacked stone fireplaces—featured in the great room, lower-level family room, and party porch—create warmth and ambiance throughout the home. Two luxurious master suites on the main and upper levels offer private retreats with upscale finishes and captivating mountain views. The finished lower level expands the living space with a generous family room, stacked stone fireplace, wet bar, oversized bedroom, and full bath—perfect for hosting guests or extended stays. Throughout the home, upgraded cabinetry, granite countertops, and hardwood floors enhance the rich, polished mountain aesthetic. A finished two-car garage adds both convenience and storage while complementing the home's upscale design. The home includes ownership of the private cul-de-sac, ensuring added privacy and limited traffic. Two additional contiguous parcels are also available—an ideal opportunity to expand your mountain estate, preserve privacy, or invest for the future. Located just minutes from hiking trails, kayaking, tubing, fishing, the Toccoa River, and USFS land—only 20 minutes from downtown Blue Ridge, dining, breweries, and wineries, this property is a rare opportunity to own a private mountaintop sanctuary where luxury and nature converge.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-129.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Frame,Concrete,Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Cabin
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Tankless Water Heater,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Wet Bar,Cathedral Ceiling(s),Wood,Loft,High Speed Internet
  • Window features: Insulated Windows,Wood Frames,Screens
  • Flooring: Wood,Tile,Luxury Vinyl
  • Number of fireplaces: 3
  • Fireplace features: Vented,Ventless,Gas Log,Wood Burning,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,996
  • Total interior livable area: 2,996 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0037 0166H
  • Other equipment: Generator

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Covered,Wrap Around
  • Exterior features: Garden,Private Yard,Retaining Walls
  • Has view: Yes
  • View description: Mountain(s),Year Round,Pasture,Long Range,Trees/Woods
  • Frontage type: Road
  • Topography of land: Level,Sloping,Rolling,Wooded

Lot

  • Lot size: 4.56 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Gravel,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Landslide
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,483$89,796
Home Insurance *$530$6,360
Property Taxes $493$5,916
Electricity $291$3,493
Total$8,797$105,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,611/yr
40% on housing$263,910/yr
45% on housing$234,586/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$494This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$287
Fannin County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$1,480,000
2026-01-09Listed for sale$1,949,000

For Sale by Agent

AgentSusie Stanley
BrokerageMountain Sotheby's International Realty

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