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3021 Vestavia Terrace Dr, Birmingham, AL, 35216

3beds
3baths
2,048sqft
$479,999
$234price/sqft
$3,097/moest. monthly cost
$123,880/yrincome needed

About This Home

Gorgeous move-in ready newer construction in Vestavia Hills! Vestavia Terrace Townhomes offer modern conveniences, award-winning schools, and a prime location near Hwy 31/I-65. This thoughtfully designed home features a spacious primary suite and one-car garage on the main level, an open floor plan with a large living room and gas fireplace opening to a covered porch and private fenced backyard with storage. The kitchen includes stainless steel appliances, gas cooking, quartz countertops, breakfast bar, and eating nook. The primary suite features double vanities, a large shower, and generous walk-in closet. Upstairs offers two bedrooms with large closets, bathroom and separate oversized room ideal for an office or playroom. Easily accessible floored attic storage plus additional attic space that can be finished off for a 3rd level

Getting Around

34
WalkingCar-Dependent
17
TransitMinimal Transit
12
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: 1 Side Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • None,High Ceilings,Linen Closet,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Ventless,Family Room,Gas,Outside
  • Fireplace: Yes
  • Attic: Walk-In,Walk-up,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,048

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Dual

Interior Area

  • Total interior livable area: 2,048 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Second

Property

Details

  • Parcel number: 2900364004014.006
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$199$2,388
Property Taxes $231$2,772
Electricity $240$2,881
Total$3,097$37,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,182/yr
40% on housing$92,910/yr
45% on housing$82,586/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 35216$161
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35216$202
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$520,000
2026-03-12Listed for sale$525,000
2023-10-13Sold$499,900
2023-09-27Contingent$499,900
2023-08-07Listed for sale$499,900

For Sale by Agent

AgentMary Bullard
BrokerageARC Realty - Homewood

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