1519 S Underwood, Yale, OK, 74085
About This Home
Priced below $100,000. Where else can you find a house in country priced like that. Sellers moved it in 1995, seller put in all utilities. Indian Electric, Yale Rural Water #4, Propane, and standard septic. Seller says house was rewired and plumbed, new doors, and new windows, insulation in attic and walls, about 20 years ago. House is CH/A, on propane gas. Includes gas stove and refrigerator. Legal shared driveway. House is 1 bed, 1 bath located on 2 acres. Both porches are brand new. Lots of outbuildings, one that served as a chick coop. 2 acres is not fenced and located off of a paved road, Living room size is 12x22, 1 mile East of Yale. Lots of grass. Seller has lived there and has had it rented it out. Only vacant about the last 2 years, so totally livable. . Only Cash or conventional loans.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1922
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Interior Area
- Total structure area: 660
- Total interior livable area: 660 sqft
Property
Details
- Parcel number: 19N06E213000000000514
- Zoning description: SF Residential Yale
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 2 Acres
- Lot size dimensions: 295 x 295
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Tornado
- Drought
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Payne County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $348 | $4,176 |
| Home Insurance | $102 | $1,224 |
| Property Taxes | $44 | $528 |
| Electricity | $144 | $1,732 |
| Total | $638 | $7,656 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-31 | Price change | $89,000 |
| 2025-12-05 | Listed for sale | $99,000 |
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