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12636 Evergreen Ln, Stover, MO, 65078

1beds
1baths
800sqft
$118,500
$148price/sqft
$860/moest. monthly cost
$34,400/yrincome needed

About This Home

This isn’t some cookie-cutter place—you’re getting 5 acres that work for you. Everything’s already handled. Utilities are in, brand-new well & lagoon are done, CoMo wifi & there’s a solid setup in place so you’re not dumping money into the basics before you even start. You can roll in day one & use it. The 2013 38’ Forest River Creek fifth wheel is clean, roomy, & dialed in—plenty of space to crash, cook, and relax. It’s not roughing it, it’s comfortable. That screened-in porch? That’s where your mornings start & your evenings wind down. The 10x20 she-shed comes complete with a mini split. Now the real win—the 25x32 shop. Epoxy floors, fully insulated, mini-splits on both sides, & water already hooked up. This isn’t some tin shed- this is a legit space. Garage, workshop, hangout, or even finish it out for more living area—it’s ready for whatever you’re into. & the land? Flat, usable, & private. Room for toys, a firepit, a garden, or eventually building exactly what you want w/out being rushed into it. Bottom line—this place gives you options. Use it now, build later, or just keep it as your own escape. No projects you have to do—just a solid setup & 5 acres to make your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Poured
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Range,Refrigerator,Stove
  • Laundry features: Stacked

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Partially Furnished
  • Fireplace features: None

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 091011000000006000
  • Zoning description: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Screened
  • Exterior features: Deck,Gravel Driveway

Lot

  • Lot size: 5 Acres
  • Features: Acreage,Outside City Limits,Wooded
  • Lot size dimensions: irr

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $599$7,188
Home Insurance *$73$876
Property Taxes $47$564
Electricity $141$1,693
Total$860$10,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,485/yr
40% on housing$25,800/yr
45% on housing$22,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 65078$94
Morgan County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 65078
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$147,000
2026-05-05Price change$150,000
2026-04-30Listed for sale$153,000
2026-04-29Listing removed$146,000
2026-03-19Pending sale$146,000
2026-03-19Contingent$146,000
2026-03-12Price change$146,000
2026-01-02Price change$147,000
2025-12-05Listed for sale$150,000

For Sale by Agent

AgentBAYLIE STEVENSON
BrokerageLehman Realty Group, LLC

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