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2198 Clary Sage Dr, Spring Hill, FL, 34609

5beds
4baths
3,619sqft
$584,880
$162price/sqft
$3,971/moest. monthly cost
$158,840/yrincome needed

About This Home

Discover this stunning new construction home at 2198 Clary Sage Drive in Spring Hill, built by M/I Homes. This impressive 5-bedroom, 4-bathroom home offers 3,619 square feet of thoughtfully designed living space. Key Features: 4-car tandem garage Flex room Gourmet kitchen Lanai Game room The home's floorplan maximizes functionality while maintaining an elegant feel throughout. The owner's bedroom suite upstairs provides a private retreat, while the remaining 4 bedrooms offer flexibility for family, guests, or home office space. Located in the desirable Spring Hill area, this home sits in a neighborhood known for its welcoming atmosphere. The community's proximity to parks provides excellent recreational opportunities for outdoor activities and family time. The quality of design evident throughout this M/I Homes construction showcases superior attention to detail and modern building standards. With its generous square footage and well-planned layout, this home delivers both comfort and style. The open-concept design creates natural gathering spaces while maintaining defined areas for various activities. Experience the benefits of new construction living in this exceptional Spring Hill home. Contact our team to learn more about 2198 Clary Sage Drive!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
5/10
Powell Middle SchoolGrades 6-81.5 mi
3/10
Central High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total interior livable area: 3,619 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,957$35,484
Home Insurance *$304$3,648
Property Taxes $346$4,152
Electricity $364$4,370
Total$3,971$47,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,148/yr
40% on housing$119,130/yr
45% on housing$105,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$159
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$629,880
2026-04-05Price change$649,880
2026-02-14Price change$667,880
2026-01-29Price change$668,240
2025-12-05Listed for sale$596,970

New Construction Spec

AgentM/I Homes of Tampa, LLC
BrokerageM/I Homes

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