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25517 Lot 3 204th Place SE, Covington, WA, 98042

6beds
4baths
3,367sqft
$1,239,000
$368price/sqft
$7,546/moest. monthly cost
$301,840/yrincome needed

About This Home

Completed Home with Large Closing Costs Incentive ($50,000)! Discover luxury living at its finest with the Tapps with Basement home design. This elegant residence features an alluring open-concept main living space, highlighted by a spacious great room that offers a cozy fireplace and access to an outdoor covered deck. Adjacent to an intimate casual dining area is the expertly crafted kitchen, enhanced by a center island with breakfast bar, modern appliances, and ample counter and cabinet space. Central to a versatile second-floor loft, the lush primary bedroom suite features an expansive walk-in closet and a spa-like primary bath complete with dual vanities, a large shower, linen storage, and a private water closet. Finished basement with an additional bedroom and a full guest bathroom. If represented by broker, must accompany/register at 1st visit to community.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Kentlake High SchoolGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Toll Bros

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s)

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Dining Room,High Tech Cabling,Loft,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,367
  • Total interior livable area: 3,367 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 00003
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Loft,Pantry,Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 5,501 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,265$75,180
Home Insurance *$267$3,204
Property Taxes $784$9,408
Electricity $230$2,763
Total$7,546$90,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,720/yr
40% on housing$226,380/yr
45% on housing$201,226/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 98042$301
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98042$322
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-06Listed for sale$1,239,000

New Construction Spec

AgentTyler Schwarzmann
BrokerageToll Brothers Real Estate, Inc

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