44910 & 44900 Gunbarrel Ln, Elmo, MT, 59915
About This Home
Luxury Flathead Lake retreat on 4+ acres with stunning views, minutes from a public boat launch. Property includes a 3-bed, 3-bath main home plus a separate 1-bed, 1-bath studio. High-end finishes throughout: granite, tile, eucalyptus floors, custom cabinetry, high-end windows and doors, luxury furnishings, Bosch appliances, spa-style bathrooms with smart toilets, and Sonos audio. Smart-home features control heat, locks, hot tub, and stereo. Enjoy expansive wooden decks with cable railing, a daylight walkout basement, stamped concrete carports and walkways, putting green, hot tub, and four 48-amp EV chargers. Two separate lots with room to grow, shared well with new pump, no HOA. A Top 1% rated Airbnb in the Flathead fully booked and great income, offering 7 total beds. Book a private showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Poured
- Roof: Metal
- Construction materials: Metal Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame,Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Features
- Additional Living Quarters
- Finished area below ground: 480
Heating & Cooling
- Heating features: Ductless,Electric,Forced Air
- Cooling features: Ductless
Interior Area
- Total interior livable area: 2,037 sqft
Property
Details
- Parcel number: 15346716404090000
- Special condition: Standard
Features
- Patio & porch: Deck
- Exterior features: Hot Tub/Spa,Propane Tank - Owned
- Has spa: Yes
- Spa features: Hot Tub
Lot
- Lot size: 4.34 Acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Earthquake
- Inland Flooding
- Avalanche
- Ice Storm
- Landslide
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,354 | $112,248 |
| Home Insurance | $1,774 | $21,288 |
| Property Taxes | $740 | $8,880 |
| Electricity | $151 | $1,812 |
| Total | $12,019 | $144,228 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-06 | Listed for sale | $1,850,000 |
For Sale by Agent
View on Zillow