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20473 W McKinney Ave, Dunnellon, FL, 34431

3beds
2baths
1,560sqft
$199,000
$128price/sqft
$1,729/moest. monthly cost
$69,160/yrincome needed

About This Home

This three-bedroom, two-bath absolute gem sits right in the true heart of Dunnellon and offers a rare blend of convenience, comfort, and lifestyle. Centrally located near shopping, dining, pharmacies, and everyday essentials, this home also places you just minutes from Dunnellon’s renowned bicycle trails, crystal-clear springs, the iconic Rainbow River, boat ramps, and historic downtown charm—making it possible to truly enjoy the area without ever feeling the need to leave town. The home is move-in ready and thoughtfully designed with quartz countertops, an open-concept kitchen, a spacious dining area, and a desirable split bedroom floor plan for added privacy. Additional highlights include indoor laundry, a generous primary suite, a covered front patio, and a private backyard with a peaceful porch—an uncommon retreat within city limits. With easy access to Ocala for even more amenities, this property is an outstanding opportunity to own a well-located, turnkey home in one of Florida’s most beloved Nature Coast communities.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
4/10
Dunnellon Middle SchoolGrades 6-80.5 mi
2/10
Dunnellon High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator
  • Laundry features: Laundry - Living Area

Bathroom

  • Features: En Suite Bathroom
  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Primary Suite,Stone Counters
  • Window features: Double Pane Windows
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Features: Primary Suite
  • Level: Main

Property

Details

  • Parcel number: 0801852000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Privacy,Wood,Wire

Lot

  • Lot size: 6,534 sqft
  • Features: Cleared,Rectangular
  • Lot size dimensions: 50 x 142

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$128$1,536
Property Taxes $398$4,776
Electricity $197$2,366
Total$1,729$20,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,280/yr
40% on housing$51,870/yr
45% on housing$46,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 34431$140
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34431$180
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Price change$219,000
2025-12-24Listed for sale$225,000
2025-08-04Sold$91,000
2025-07-02Pending sale$100,000
2025-05-24Listed for sale$100,000
2025-05-15Pending sale$100,000
2025-05-07Listed for sale$100,000
2003-09-12Sold$40,000

For Sale by Agent

AgentMichael Buteau Jr, PA
BrokerageLPT Realty, LLC

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