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102 Arrowood Trl #F128, Mount Gilead, NC, 27306

1beds
1baths
548sqft
$75,000
$137price/sqft
$676/moest. monthly cost
$27,040/yrincome needed

About This Home

Welcome to your "Lake Cottage" here in the park. This 1 bedroom and 1 bath unit is full of colors and fun. It comes fully furnished and ready for her new owner's. Large living room, flex space right at the door. Nice size dining area. Front end kitchen gives more space in kitchen, counters and cabinets. Good storage in camper. Some concrete, metal carport, 2 storage buildings. The lot is an interesting shape. All buyers must be with a realtor to gain entry to the community. Come and see if this could be your "Happy Place" here in Twin Harbor. No title, Bill of Sale will be provided.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

2/10
Mount Gilead ElementaryGrades PK-55.6 mi
6/10
West MiddleGrades 6-88.7 mi
1/10
Montgomery Learning AcademyGrades 6-1212.4 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Oven,Microwave,Refrigerator
  • Laundry features: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 548

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 548
  • Total interior livable area: 548 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 657519628487
  • Zoning: RV
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Waterfront features: Beach - Public,Boat Ramp – Community
  • Waterbody name: Lake Tillery

Lot

  • Lot size: 0.07 Acres
  • Features: Level,Sloped
  • Lot size dimensions: 67 x 85 x 30 x 75

Parking

  • Parking features: Detached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Hurricane
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$61$732
Property Taxes $36$432
Electricity $200$2,405
Total$676$8,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,177/yr
40% on housing$20,280/yr
45% on housing$18,026/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 27306$127
Montgomery County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 27306
Montgomery County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$80,000
2025-12-08Listed for sale$85,000

For Sale by Agent

AgentKathy Austin
BrokerageTwin Harbor Happy Place

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