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6415 Maple St, Castorland, NY, 13620

3beds
2baths
1,830sqft
$274,900
$150price/sqft
$2,147/moest. monthly cost
$85,880/yrincome needed

About This Home

Welcome to this stunning 3-bedroom, 2-bath home located in the charming hamlet of Beaver Falls. Meticulously maintained and beautifully updated since 2023, this pristine property is truly move-in ready. Step inside to a gorgeous family room featuring vaulted ceilings, warm wood floors, and a cozy gas stove—an inviting space perfect for gatherings. The updated kitchen boasts quartz countertops, a marble backsplash, and an undermount sink, complementing the adjacent formal dining room accented by a striking feature wall. A newly renovated laundry room with added cabinetry provides excellent storage and leads to a spacious full bath with a stand-up shower. The front of the home offers a versatile second living room, office, or den with a refreshed entryway. Upstairs, you’ll find three comfortable bedrooms and a full bath with a shower/tub combo. The clean, dry basement offers additional storage space. Exterior features include a blacktop driveway with a turnaround, a one-car detached garage plus carport, and a nicely sized yard ideal for neighborhood living. Enjoy being within walking distance to the local library, Beaver Falls beach and playground, area churches, and a nearby restaurant. With so many thoughtful updates, this home is a must-see—schedule your appointment today to discover if it’s the perfect fit for you! Please take shoe off, recording devices in home and outside.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
6/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Foundation: Stone
  • Construction materials: Cedar,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Separate/Formal Living Room,Granite Counters,Solid Surface Counters
  • Flooring: Carpet,Hardwood,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,830
  • Total interior livable area: 1,830 sqft

Property

Details

  • Parcel number: 23208912901300020111000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.37 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 82 x 195

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached,Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Lewis County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$137$1,644
Property Taxes $318$3,816
Electricity $302$3,629
Total$2,147$25,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,611/yr
40% on housing$64,410/yr
45% on housing$57,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 13620$132
Lewis County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 13620
Lewis County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-08Listed for sale$289,000

For Sale by Agent

AgentAmanda Mattimore
BrokerageNorthern Beginnings Realty LLC

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