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2032 William Ave, Essex, MD, 21221

3beds
3baths
1,684sqft
$699,900
$416price/sqft
$4,639/moest. monthly cost
$185,560/yrincome needed

About This Home

This brand-new Fairhaven Cape Cod by Greenspring Homes is officially finished and ready for a Spring move-in at Water’s Edge on Sue Creek. Designed for those who want to age in place without sacrificing style, this fresh build features a rare main-level primary suite and an additional first-floor bedroom/office. The open-concept interior flows from a gourmet kitchen with a large island into a fireside family room, while the second floor offers two spacious guest bedrooms and a full bath. Walk through the private community gate directly into the marina with waterfront dining and boat slips. ***$25,000 Closing Cost Incentive with use of Greenspring Homes Preferred Lender & Title Company. (See Sales Consultant for Details)*** Model Coordinates: 39.29444° N, 76.40945° W

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

6/10
4/10
Deep Creek Middle SchoolGrades 6-82.4 mi
3/10
Chesapeake High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Stick Built,Vinyl Siding

Other

  • Builder model: Fairhaven Craftsman
  • Builder name: Greenspring Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Exhaust Fan,Oven,Range Hood,Water Heater,Refrigerator,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bedroom3

  • Level: Upper
  • Area: 130
  • Dimensions: 10 X 13

Bedroom4

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Family Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 272
  • Dimensions: 17 X 16

Features

  • Attic,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Crown Molding,Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),Entry Level Bedroom,Upgraded Countertops,Dry Wall,9'+ Ceilings
  • Door features: Sliding Glass
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl,Ceramic Tile,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,684

Foyer

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,942
  • Total interior livable area: 1,684 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Laundry

  • Level: Main

Office

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Other

  • Level: Upper

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Storage Room

  • Level: Upper
  • Area: 143
  • Dimensions: 11 X 13

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 04152400012895
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Sidewalks
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: River
  • Waterbody name: Sue Creek

Lot

  • Lot size: 6,534 sqft
  • Features: Backs to Trees,Cul-De-Sac,Level,Rear Yard,SideYard(s)

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$260$3,120
Property Taxes $559$6,708
Electricity $281$3,374
Total$4,639$55,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,051/yr
40% on housing$139,170/yr
45% on housing$123,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$159
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$719,900
2026-03-16Listing removed$719,900
2026-03-04Price change$719,900
2025-11-14Listed for sale$699,900

New Construction

AgentJuna Korreta
BrokerageMonument Sotheby's International Realty

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