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124 Dead Stream Road, Lincoln, ME, 04457

1beds
--baths
0sqft
$119,900
--price/sqft
$1,021/moest. monthly cost
$40,840/yrincome needed

About This Home

Welcome to 1.46 acres of private Maine waterfront where Mattanawcook Pond (832 acres) flows into Folsom Pond (282 acres)—a peaceful and scenic stretch of water known for its warm coves, easy paddling routes, and abundant fresh-water species including smallmouth bass, white perch, and chain pickerel. This rare location gives you access to two connected ponds, each with its own rhythm: Mattanawcook with its broad, lake-like expanse, and Folsom with winding shoreline perfect for exploring by canoe or kayak. With 202 feet of waterfront, the lot is surveyed, a 2018 two-bedroom septic design is already complete, and an unfinished camp sits ready for your vision—finish it, rebuild it, or use it as a rustic base for long, spontaneous weekends. Surrounded by evergreens and set back from a private road, this is the kind of place where time naturally slows. Picture sunrise paddles, crackling campfires, easy summer swims, fishing trips that start at your doorstep, and evenings spent drifting along the channel as the light fades. Install a seasonal dock and step straight into the lifestyle people come to Maine to find: space, simplicity, and pure outdoor freedom. A beautiful canvas for anyone ready to claim their own peaceful stretch of waterfront and start writing the next chapter of their Maine adventure. Ready to see it? Let's Go!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
2/10
Mattanawcook AcademyGrades 9-122.4 mi
4/10
Ella P Burr SchoolGrades PK-32.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0

Other

  • Level: First

Property

Details

  • Zoning: unk

Features

  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Mattanawcook Pond
  • Frontage length: Waterfrontage: 202,Waterfrontage Owned: 202

Lot

  • Lot size: 1.46 Acres
  • Features: Near Town,Level,Wooded

Parking

  • Parking features: Gravel,5 - 10 Spaces,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance $61$732
Property Taxes $110$1,320
Electricity $244$2,930
Total$1,021$12,252

Income You'd Need if You Spent...

35% on housing$35,005/yr
40% on housing$30,630/yr
45% on housing$27,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 04457$121
Penobscot County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 04457$155
Penobscot County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-08Listed for sale$125,000

For Sale by Agent

AgentMariya Doncheva
BrokerageRealty of Maine

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