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4553 Holiday Ln, Lincoln, CA, 95648

5beds
4baths
3,173sqft
$725,000
$228price/sqft
$5,006/moest. monthly cost
$200,240/yrincome needed

About This Home

Brand New Energy Efficient Home. Step into modern living with this thoughtfully designed 5-bedroom, 3.5 bath residence that includes a first-floor flex room and a private bedroom with its own full bathroom. The open layout creates an inviting atmosphere, extending into a spacious great room and a beautifully appointed kitchen. The kitchen features abundant cabinetry, contemporary appliances, a walk-in pantry, and a large island with seating, offering an ideal setting for everyday cooking and effortless entertaining. The primary suite provides a peaceful escape with a generous walk-in closet, and a spa inspired bath complete with dual vanities, a soaking tub, and a separate shower for ultimate comfort. This home is truly move in ready, offering all appliances and window coverings to ensure a seamless transition. Built with energy efficiency in mind, it includes spray foam insulation, a high-performance HVAC system, low E windows, and smart thermostats designed to help reduce utility costs throughout the year. Conveniently situated near schools, parks, and local amenities, this home blends style, comfort, and energy savings. Do not miss the opportunity to make this beautiful new home your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
8/10

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Cement Siding,Concrete,Stucco,Frame,Wood

Other

  • Builder name: Meritage Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Water Heater,ENERGY STAR Qualified Appliances,Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,173 sqft

Kitchen

  • Features: Island w/Sink

Master Bathroom

  • Features: Closet,Shower Stall(s),Double Vanity,Tub

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Zoning description: RES
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 5,227 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 3
  • Parking features: Attached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$184$2,208
Property Taxes $477$5,724
Electricity $680$8,164
Total$5,006$60,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,634/yr
40% on housing$150,180/yr
45% on housing$133,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 95648$371
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95648$332
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$765,000
2026-04-01Price change$775,000
2026-03-14Price change$788,699
2026-02-23Pending sale$757,890
2026-02-04Price change$757,890
2026-01-29Price change$757,707
2026-01-28Price change$767,296
2026-01-21Price change$765,296
2026-01-01Price change$763,296
2025-12-08Listed for sale$759,296

New Construction Spec

AgentAdam Hieb
BrokerageMertitage Homes

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