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1874 Hidden Valley Ln NW, Miltona, MN, 56354

5beds
3baths
2,016sqft
$549,900
$273price/sqft
$3,747/moest. monthly cost
$149,880/yrincome needed

About This Home

Experience the best of lake living on beautiful Lake Miltona—one of the area’s most sought-after lakes, known for its crystal-clear water, excellent fishing, and endless recreational opportunities. With over 5,700 acres and depths reaching 100+ feet, Lake Miltona is perfect for boating, swimming, and making lifelong memories all year round. This fully renovated 5-bedroom, 3-bath home offers the perfect blend of comfort, style, and convenience. Enjoy stunning southern-facing views from your spacious 20x10 deck overlooking 367 feet of pristine lake frontage and a sandy beach area—ideal for soaking up the sun or entertaining guests. Inside, you’ll find modern finishes throughout, including stainless steel appliances, stone countertops, and a thoughtfully designed layout featuring a basement with lookout windows and a lower-level family room—perfect for gatherings or relaxing after a day on the water. Recent updates include a new roof, giving you peace of mind for years to come. This association-maintained property makes lake life easy and stress-free. Amenities include a shared dock with 2 dedicated boat slips, an additional parking lot for trailers, and beautifully maintained common areas. Association dues cover dock maintenance, hazard insurance, lawn care, exterior maintenance, shared amenities, septic, sewer, and water—allowing you to spend more time enjoying the lake and less time worrying about upkeep. Whether you’re looking for the ultimate summer getaway or a year-round home, this property offers an unbeatable opportunity to enjoy everything Lake Miltona has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Parkers Prairie SecondaryGrades 7-127.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Main
  • Area: 56
  • Dimensions: 8x7

Bathroom

  • Level: Lower
  • Area: 20
  • Dimensions: 4x5

Bedroom

  • Level: Main
  • Area: 143.75
  • Dimensions: 11.5x12.5

Bedroom2

  • Level: Main
  • Area: 126
  • Dimensions: 10.5x12

Bedroom3

  • Level: Lower
  • Area: 126.5
  • Dimensions: 11.5x11

Bedroom4

  • Level: Lower
  • Area: 110
  • Dimensions: 10x11

Bedroom5

  • Level: Lower
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 330
  • Dimensions: 22x15

Features

  • Finished area below ground: 960
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Level: Main
  • Area: 175
  • Dimensions: 12.5x14

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 330263040
  • Zoning description: Residential-Single Family
  • Foundation area: 960

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: South
  • On waterfront: Yes
  • Waterfront features: Association Access,Deeded Access,Lake Front,Lake Bottom(Gravel,Hard,Sand,Excellent Sand)
  • Frontage length: Water Frontage: 43

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 50 41 54 43

Parking

  • Parking features: Gravel,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Douglas County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$413$4,956
Property Taxes $384$4,608
Electricity $170$2,050
Total$3,747$44,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,468/yr
40% on housing$112,410/yr
45% on housing$99,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 56354$252
Douglas County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 56354$222
Douglas County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$585,000
2026-04-03Listed for sale$599,900

For Sale by Agent

AgentSheryle Steinbring
BrokerageRE/MAX Results

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