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96312 Shutters Creek Rd, North Bend, OR, 97459

2beds
1baths
1,264sqft
$500,000
$396price/sqft
$3,154/moest. monthly cost
$126,160/yrincome needed

About This Home

Imagine waking up on your own 80-acre spread, the sun breaking over the hillsides, the cattle already deciding which pasture they’ll grace with their presence today. The land is fenced, the water flows from a spring, and the septic is ready to support whatever dream you build here.As for the current house—consider it a bookmark in the story, not the final chapter. It held on as long as it could, but now it’s simply saving the spot where your future home will rise.You’re 12 miles out of town, surrounded by nothing but quiet and the kind of solitude that gives you space to think, breathe, and build something lasting. And if you find yourself wishing for more room (or a full ranch operation), an adjacent 560 acres is also available.Your adventure starts at the gate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
7/10
North Bend Middle SchoolGrades 6-810.5 mi
7/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1922

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Single Family Residence

Interior

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Heating

  • Heating features: None

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 41500
  • Zoning: F

Features

  • Stories: 1
  • Has view: Yes
  • View description: Territorial,Trees/Woods,Valley

Lot

  • Lot size: 80 Acres
  • Features: Brush,Hilly,Pasture,Private,Sloped,Trees,Acres 50 to 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Landslide

FEMA Declared Disasters in Coos County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$171$2,052
Property Taxes $279$3,348
Electricity $176$2,119
Total$3,154$37,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,137/yr
40% on housing$94,620/yr
45% on housing$84,106/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 97459$270
Coos County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 97459$236
Coos County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$500,000
2026-03-04Pending sale$500,000
2025-12-09Listed for sale$500,000

For Sale by Agent

AgentRandy Hoffine
BrokeragePacific Properties

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