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31 Park St, Norwood, NY, 13668

4beds
4baths
0sqft
$135,000
--price/sqft
$1,273/moest. monthly cost
$50,920/yrincome needed

About This Home

EXCELLENT INCOME OPPORTUNITY! This property features two spacious apartments, each offering 2 bedrooms and 1.5 bathrooms. Both units include a covered front porch and a covered back deck, perfect for relaxing outdoors. One unit has been fully remodeled with new appliances, while the other is in great condition. With tenants already in place, you’ll begin earning income from day one. Each apartment has its own washer/dryer hookups located in the basement—one set conveys with the home, while the other belongs to the tenant. Both units are equipped with their own forced-air natural gas furnace, each less than 5 years old, as well as separate natural gas water heaters. Outside, you’ll find a large yard, ideal for gatherings or relaxing. Conveniently located near Potsdam, Canton, Norfolk, and Madrid, this property offers an excellent option for investors or owner-occupants alike. Live in one unit and rent the other—the rental income could cover most of your mortgage! Schedule your showing today!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
4/10
Norwood Norfolk SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1890

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Old Style
  • Property subType: Two family

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Refrigerator,Stove,Water Heater(Gas)
  • Laundry features: In Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Flooring: Laminate

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,032

Property

Details

  • Parcel number: 42.073425

Features

  • Levels: Two Story,Two story
  • Stories: 2
  • Patio & porch: Covered porch,Deck
  • Frontage length: Main Road: 108

Lot

  • Lot size dimensions: 108 x

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$128$1,536
Property Taxes $217$2,604
Electricity $246$2,954
Total$1,273$15,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,645/yr
40% on housing$38,190/yr
45% on housing$33,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13668$109
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13668$106
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Price change$140,000
2025-12-09Listed for sale$150,000

For Sale by Agent

AgentAmanda Fiacco
BrokerageFiacco Realty, LLC

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