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10806 406th Hwy, Roark, KY, 40979

2beds
2baths
1,100sqft
$199,000
$181price/sqft
$1,531/moest. monthly cost
$61,240/yrincome needed

About This Home

This property will be sold with 2 homes! House#1 parcel # 033-00-00-011.00 Immaculate two bedroom, two bath home situated on a nice lot. House#2 parcel # 033-00-00-011.02 is a immaculate mobile home with two additions manufactured in 1992, featuring 2 bedrooms and 1 full bath finished living space is 1200 square feet, with a detached 2 car garage and 2 storage buildings, all situated on approximately one acre lot more or less both properties have picturesque views. These 2 homes must be sold together. These would make exceptional producing rental properties.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
10/10
Leslie County High SchoolGrades 9-1210.8 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: Lower

Bathroom2

  • Level: Lower

Bedroom2

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Lower

Features

  • Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: Lower

Living Room

  • Level: Lower

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 0330000011.02 / 0330000011.00

Features

  • Levels: One
  • Has view: Yes
  • View description: Rural,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 1 Acres
  • Features: Few Trees

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$260$3,120
Property Taxes $111$1,332
Electricity $154$1,850
Total$1,531$18,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,491/yr
40% on housing$45,930/yr
45% on housing$40,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 40979$66
Leslie County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 40979
Leslie County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Price change$199,000
2025-12-09Listed for sale$229,000

For Sale by Agent

AgentRufus Fields
BrokerageWEICHERT REALTORS - Ford Brothers

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