61 Monty St, Asheville, NC, 28806
About This Home
Stunning Lake-View Doublewide in Willow Lake MHP! 61 Monty St, Asheville, NC 28806 Price Improvement, now offered at $89,000. Escape to peaceful lakeside living in this 1999 model Oakwood home. This 3-bedroom, 2-bath doublewide is perfectly positioned on one of Willow Lake’s most coveted leased lots! • Spacious split-bedroom floor plan with an open, airy layout • Nearly 1,600 sq ft of comfortable living space • York HVAC system installed 2 years ago and a 10-year-old roof for worry-free ownership • New seamless gutters with gutter guards • Relax every morning with your coffee on the semi-private deck overlooking the serene lake • Cul-de-sac location with extra privacy and large yard • Handy storage shed included – perfect for tools, bikes, or seasonal gear • Low-maintenance lifestyle in a welcoming community – just bring your furniture and start enjoying life! Priced to sell at only $89,000. This home offers incredible value in the heart of Asheville. Perfect for first-time buyers, downsizers, or anyone seeking affordable, scenic living without sacrificing comfort. Don’t miss this gem – schedule your private showing today! To purchase this home, an application for Willow Lake MHP must be completed and approved. This includes a Credit and Background Check. Lot Rent is $650.00/month and includes lawn care services. No owner financing or rent to own.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Linoleum / Vinyl
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat pump,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 1,567 sqft
Property
Features
- Exterior features: Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Parking
- Total spaces: 2
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Buncombe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $399 | $4,788 |
| Home Insurance * | $21 | $252 |
| Property Taxes | $37 | $444 |
| Electricity | $200 | $2,405 |
| Total | $657 | $7,884 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $89,000 |
| 2026-03-03 | Price change | $99,000 |
| 2026-01-13 | Price change | $115,000 |
| 2025-12-09 | Listed for sale | $125,000 |
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