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342 Poes S, Amissville, VA, 20106

1beds
2baths
1,250sqft
$849,900
$680price/sqft
$5,084/moest. monthly cost
$203,360/yrincome needed

About This Home

Price improvement do not let this gem slip by...Escape to 41.06 acres of pure serenity, surrounded by natural beauty, mature trees, abundant wildlife, and a peaceful babbling creek. This private haven offers everything you need to unwind and reconnect with nature, all in the highly sought-after Amissville area of Rappahannock County. The home on the property was started in 2014 and is ready for you to add the finishing touches to make it your own. The main level features beautiful hardwood floors and an open floor plan that’s perfect for entertaining or hosting family gatherings. The kitchen is spacious, with cabinets already installed and a large island awaiting its final finishes — just add your choice of appliances and countertops. The basement includes a designated bathroom space with plumbing roughed in and a shower area ready to be completed to your specifications. Outside, the home features Hardie plank siding and a generous back deck that’s ready to be finished — the perfect spot for morning coffee or evening sunsets. A long, private driveway leads you to this peaceful retreat, offering seclusion and tranquility while keeping you close to everything Amissville has to offer..

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2014

Materials

  • Foundation: Permanent
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area above ground: 1,250

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 321F
  • Zoning: AGR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 41.06 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Cold Wave
Drought
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$238$2,856
Property Taxes $347$4,164
Electricity $202$2,433
Total$5,084$61,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,308/yr
40% on housing$152,520/yr
45% on housing$135,573/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -12.8%
-12.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$680This listing

vs Other Active Listings

Avg $/sqft

ZIP 20106$372
Rappahannock County$374

vs Homes Sold Last Month

Median $/sqft

ZIP 20106$268
Rappahannock County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$890,000
2025-12-10Listed for sale$940,000

New Construction

AgentLoni Colvin
BrokerageUnited Real Estate Horizon

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