




3 Saint James At Highlands, Rolla, MO, 65401
About This Home
Pre-Construction. To Be Built Home ready to personalize into your dream home! LIST PRICE and PHOTOS are for 2BR, 2.5BA + loft St. James two story. Pricing will vary depending on various interior/exterior selections. This home features an open floorplan w/a spacious family room w/ lots of natural light that opens to the dining room & kitchen. Kitchen includes plenty of cabinetry, plus optional breakfast bar for additional seating. Upstairs features master bedroom w/ walk in closet & private bath, plus extra 1 or 2 bedrooms (or loft), full bath, & laundry area. One car garage, main floor powder room, soffits & fascia, & more! Additional choices include bay windows in family room or dining room, fireplace, & luxury master bath. Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Highlands by McBride Homes, off Hwy 72, is a master-planned community featuring 2 playgrounds, a pavilion, sports courts near dining & entertainment. Display photos sho
Getting Around
Schools
Construction
Condition
- Property condition: To Be Built,New Construction
- New construction: Yes
Materials
- Roof: Composition
- Construction materials: Frame,Vinyl Siding
Other
- Builder name: Mcbride Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Dishwasher,Disposal,Microwave,Electric Range,Electric Oven,Stainless Steel Appliance(s)
Basement
- Has basement: Yes
- Basement: Full,Concrete
Bedroom
- Level: Upper
- Area: 110
- Dimensions: 10x11
Bedroom
- Level: Upper
- Area: 99
- Dimensions: 9x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 80
- Dimensions: 10x8
Family Room
- Level: Main
- Area: 221
- Dimensions: 13x17
Features
- Ceiling Fan(s),Kitchen/Dining Room Combo,Open Floorplan,Breakfast Bar,Pantry,Solid Surface Countertop(s),Walk-In Closet(s),Entrance Foyer
- Door features: Panel Door(s),Sliding Doors
- Window features: Window Treatments,Low Emissivity Windows,Tilt-In Windows
- Flooring: Carpet
- Finished area above ground: 1,378
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,378
- Total interior livable area: 1,378 sqft
Kitchen
- Level: Main
- Area: 81
- Dimensions: 9x9
Primary Bedroom
- Level: Upper
- Area: 182
- Dimensions: 14x13
Property
Details
- Special condition: Standard
Features
- Levels: Two
Lot
- Features: Other
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,111 | $13,332 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $115 | $1,380 |
| Electricity | $141 | $1,693 |
| Total | $1,528 | $18,336 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-10 | Listed for sale | $219,900 |
