See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3 Saint James At Highlands, Rolla, MO, 65401

3beds
3baths
1,378sqft
$219,900
$160price/sqft
$1,528/moest. monthly cost
$61,120/yrincome needed

About This Home

Pre-Construction. To Be Built Home ready to personalize into your dream home! LIST PRICE and PHOTOS are for 2BR, 2.5BA + loft St. James two story. Pricing will vary depending on various interior/exterior selections. This home features an open floorplan w/a spacious family room w/ lots of natural light that opens to the dining room & kitchen. Kitchen includes plenty of cabinetry, plus optional breakfast bar for additional seating. Upstairs features master bedroom w/ walk in closet & private bath, plus extra 1 or 2 bedrooms (or loft), full bath, & laundry area. One car garage, main floor powder room, soffits & fascia, & more! Additional choices include bay windows in family room or dining room, fireplace, & luxury master bath. Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Highlands by McBride Homes, off Hwy 72, is a master-planned community featuring 2 playgrounds, a pavilion, sports courts near dining & entertainment. Display photos sho

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Rolla Middle SchoolGrades 4-61.9 mi
5/10
Rolla Jr. High SchoolGrades 7-81.6 mi
5/10
Rolla Sr. High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: To Be Built,New Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Microwave,Electric Range,Electric Oven,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedroom

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom

  • Level: Upper
  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Family Room

  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Features

  • Ceiling Fan(s),Kitchen/Dining Room Combo,Open Floorplan,Breakfast Bar,Pantry,Solid Surface Countertop(s),Walk-In Closet(s),Entrance Foyer
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Window Treatments,Low Emissivity Windows,Tilt-In Windows
  • Flooring: Carpet
  • Finished area above ground: 1,378

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,378
  • Total interior livable area: 1,378 sqft

Kitchen

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Primary Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Features: Other
  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Inland Flooding
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$161$1,932
Property Taxes $115$1,380
Electricity $141$1,693
Total$1,528$18,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,388/yr
40% on housing$45,840/yr
45% on housing$40,746/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 65401$126
Phelps County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 65401$135
Phelps County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-10Listed for sale$219,900

New Construction

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

Similar Homes