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749 Shady Cv, Lexington, KY, 40515

5beds
4baths
4,209sqft
$1,136,007
$270price/sqft
$7,359/moest. monthly cost
$294,360/yrincome needed

About This Home

(5/11/26-construction update:brick complete, drywall next). The Rochester offers a great first floor layout with a large family room opening to a spacious kitchen and breakfast area. Five bedrooms and four full baths are possible with this plan. The first floor includes a guest bedroom, full bath and coat closet, conveniently located off the entry hall, as well as a formal dining room. A u-shaped central stairway adds elegance to the plan. A mudroom with optional drop zone and walk-in pantry connects the garage to the kitchen. Upstairs are the primary suite, three bedrooms, a large loft, and utility room with folding counter. The luxurious primary bedroom suite is a spacious retreat, with a sitting area and a very large, divided walk-in closet. The primary bath features separate vanities, a fully tiled shower, and freestanding tub. An optional covered deck off the primary bedroom has been added to extend outdoor living space. Exterior details include a covered front porch, shake siding accents, and a multi-layer hip and gable roof design. Job# 78PB

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Brenda Cowan ElementaryGrades PK-52.4 mi
7/10
Henry Clay High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Foundation: Other
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder model: Rochester

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-In Closet(s)
  • Window features: Screens
  • Flooring: Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,209

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 4,209
  • Total interior livable area: 4,209 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Utility Room

  • Level: Second

Property

Details

  • Parcel number: NEW 0749

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Other

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,744$68,928
Home Insurance *$488$5,856
Property Taxes $795$9,540
Electricity $332$3,988
Total$7,359$88,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,308/yr
40% on housing$220,770/yr
45% on housing$196,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 40515$207
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40515$179
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$1,136,007
2026-03-04Listing removed$1,132,752
2026-01-29Price change$1,132,752
2025-12-10Listed for sale$1,135,927

For Sale by Agent

AgentChristy Rock
BrokerageChristies International Real Estate Bluegrass

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