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315 S Fm 709 Rd E, Dawson, TX, 76639

2beds
1baths
1,075sqft
$85,000
$79price/sqft
$867/moest. monthly cost
$34,680/yrincome needed

About This Home

Charming Fixer-Upper in a Family-Friendly Neighborhood This property offers an excellent investment opportunity in a quaint small town, just steps from the local elementary school. The home sits on a small, cleared lot with a yard ready for landscaping, gardening, or outdoor living. The house needs TLC, making it ideal for buyers looking to customize or renovate to their vision. With the right updates, it has strong potential for increased value. The peaceful small-town setting offers a close-knit community while remaining near everyday amenities. Perfect for investors or buyers seeking a renovation project with upside. Buyer and buyer’s agent to verify all information.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Dawson Elementary SchoolGrades PK-60.3 mi
5/10
Dawson High SchoolGrades 7-120.3 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,075
  • Total interior livable area: 1,075 sqft

Property

Details

  • Parcel number: 33365

Features

  • Stories: 1

Lot

  • Lot size: 0.32 Acres
  • Features: Cleared,1/4 Up to 1/2 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$126$1,512
Property Taxes $74$888
Electricity $238$2,859
Total$867$10,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,725/yr
40% on housing$26,010/yr
45% on housing$23,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 76639$90
Navarro County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 76639$146
Navarro County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$85,000
2026-02-06Price change$95,000
2025-12-03Listed for sale$105,000

For Sale by Agent

AgentKatie Foley
BrokerageRapid Realty, LLC

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