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1081 Squirrel Nest Ln, Lexington, KY, 40509

4beds
4baths
2,879sqft
$746,500
$259price/sqft
$4,793/moest. monthly cost
$191,720/yrincome needed

About This Home

Welcome to this beautifully crafted new construction home offering timeless style and modern comfort. With 9' ceilings and Mohawk Camden wood flooring throughout the main level, this move-in ready home features upgraded trim details, a cozy gas fireplace, brushed nickel fixtures, and a tiled powder room. The gourmet kitchen shines with white shaker cabinetry, quartz countertops, large island, stainless steel appliances, butler's pantry, and additional shelved pantry—perfect for everyday living and entertaining. The spacious primary suite offers a walk-in closet plus additional closet and a spa-like bath with soaking tub, 4x6 tiled shower with glass door, double quartz vanity, and tile flooring. Upstairs includes three additional bedrooms—two connected by a Jack & Jill bath—plus ample walk-in closet space. Additional highlights include a well-appointed laundry room with cabinetry and sink, finished 24x24 two-car garage, covered front porch and back patio, fully sodded yard, and quality exterior finishes. Thoughtfully designed with modern conveniences throughout—ready to welcome you home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 6,577 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,774$45,288
Home Insurance *$270$3,240
Property Taxes $522$6,264
Electricity $227$2,728
Total$4,793$57,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,331/yr
40% on housing$143,790/yr
45% on housing$127,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$193
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentTanner Culver
BrokerageKeller Williams Commonwealth

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