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185 Ridgeway Cir, Crestview, FL, 32536

5beds
4baths
2,628sqft
$397,524
$151price/sqft
$2,817/moest. monthly cost
$112,680/yrincome needed

About This Home

Step into this beautiful 2 story four sided brick home and be amazed. This home offers 5 bedrooms with the master on the first level and the other 4 bedrooms on the second level. Also upstairs you'll find a large bonus room! The laundry is upstairs for convenience. There are 3 full bathrooms and one-half bath. The master bath has a 5 ft shower in lieu of tub as well as dual vanities. The kitchen offers a central island with granite countertops. There is a formal dining room as well. The floors are upgraded with LVP everywhere but stairs which are carpeted. The appliances are stainless and all rooms have ceiling fans. The home has gutters all around. Sprinklers are front and back, the lot is fully sodded and landscaped. Did I mention community pool? Gutters all around!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
8/10
Davidson Middle SchoolGrades 6-80.1 mi
4/10
Crestview High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 160
  • Dimensions: 12.8 x 12.5

Bedroom

  • Level: Second
  • Area: 127.26
  • Dimensions: 12.6 x 10.1

Bedroom

  • Level: Second
  • Area: 122.21
  • Dimensions: 12.1 x 10.1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Area: 331.1
  • Dimensions: 21.5 x 15.4

Bonus Room

  • Level: Second
  • Area: 184.32
  • Dimensions: 14.4 x 12.8

Dining Room

  • Level: First
  • Area: 132
  • Dimensions: 11 x 12

Family Room

  • Level: First
  • Area: 252
  • Dimensions: 14 x 18

Features

  • Kitchen Island,Recessed Lighting
  • Window features: Double Pane Windows,Hurricane Shutters
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 436.346
  • Dimensions: 21.4 x 20.4

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,628
  • Total interior livable area: 2,628 sqft

Kitchen

  • Level: First
  • Area: 229.4
  • Dimensions: 12.4 x 18.5

Master Bedroom

  • Level: First
  • Area: 180.48
  • Dimensions: 12.8 x 14.1

Other

  • Level: First
  • Area: 140
  • Dimensions: 14 x 10

Property

Details

  • Parcel number: 053N23150000001100
  • Zoning description: City, Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sprinkler System,Rain Gutters

Lot

  • Lot size: 6,325 sqft
  • Features: Cleared,Survey Available
  • Lot size dimensions: 55' x 115'

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,010$24,120
Home Insurance *$348$4,176
Property Taxes $195$2,340
Electricity $264$3,173
Total$2,817$33,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,582/yr
40% on housing$84,510/yr
45% on housing$75,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 32536$149
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32536$166
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$397,524
2025-12-10Pending sale$380,000

For Sale by Agent

AgentDarlene Froehly
BrokerageAdams Homes Realty Inc

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