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15 Point Judith Ln, Nantucket, MA, 02554

3beds
2baths
1,648sqft
$1,825,000
$1,107price/sqft
$11,298/moest. monthly cost
$451,920/yrincome needed

About This Home

Investor opportunity! Conveniently located in the mid-island close to the schools and hospital, this three bedroom condo, updated in 2020 with high end finishes, consists of a 2 bedroom/1 bathroom main dwelling, as well as a 1 bedroom accessory apartment. Live in one, rent the other, or lease out both to create dual revenue streams.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

--
6/10
5/10
Nantucket High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Poured

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Stove: Bosch (gas),Washer: Bosch

Basement

  • Has basement: Yes
  • Basement: Laundry area with a Bosch washer and dryer.

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Disp,Ins,Irr,OSh,Floor 1: Enter from the front door into a entry foyer with coat closet. To the left,down three steps is a large open concept living/dining room,with high ceilings and newly installed radiant in-floor heat. The living room,accented with thick oak beams and a a 60" wide gas fireplace,built into the wall,sits opposite a gorgeous new kitchen,featuring stainless appliances,custom cabinetry and tile work,a dining peninsula topped with white quartz countertops,and french doors leading to a private back yard. To the right of the entry hall is a door to the accessory apartment,complete with a full bath,featuring a beautiful tile shower,radiant heat floors,and a stack washer and dryer,a kitchen with a Schott and Ceran cooktop,Kitchenaid microwave/convection oven,Samsung dishwasher,and LG and Midea refrigerators,and a wine fridge. The living room has a ship ladder to a sleeping loft above and french doors that open onto a private,fenced in patio.,Floor 2: At the end of the entry hall are stairs to the second floor. The second floor landing is flanked with closets,shelving,a window seat,and built-ins for additional storage. To the right of the landing is a hallway that connects two bedrooms,separated by a magnificent shared bathroom. The recently remodeled bathroom features a double vanity with twin basins,a deep soaking tub,luxurious shower with glass doors and marble tile,and radiant heat floors.
  • Flooring: Oak
  • Fireplace features: 1 - gas

Heating

  • Heating features: GFHW

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 1,648 sqft

Property

Details

  • Parcel number: 6772
  • Zoning: R5

Features

  • Exterior features: Patio,Deck
  • Has view: Yes
  • View description: None,Res
  • Frontage type: None

Lot

  • Features: Common Driveway Easement.,Yes

Parking

  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,228$110,736
Home Insurance *$1,306$15,672
Property Taxes $410$4,920
Electricity $354$4,259
Total$11,298$135,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$387,360/yr
40% on housing$338,940/yr
45% on housing$301,280/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 29.1%
29.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,107This listing

vs Other Active Listings

Avg $/sqft

ZIP 02554$1,630
Nantucket County$1,630

vs Homes Sold Last Month

Median $/sqft

ZIP 02554—
Nantucket County$729

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-11Listed for sale$1,825,000

For Sale by Agent

AgentJim Houghton
BrokerageWilliam Raveis Nantucket

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