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137 Lawrence Ln, Coxs Creek, KY, 40013

8beds
5baths
4,731sqft
$1,075,000
$227price/sqft
$7,252/moest. monthly cost
$290,080/yrincome needed

About This Home

Set on 15.42 private acres in Coxs Creek, this custom-built 2015 farmhouse offers the space and seclusion that's nearly impossible to find this close to Louisville and Bardstown. Over 5,100 finished square feet across four levels, with 8 bedrooms and 4.5 baths, gives room for everyone, plus a unfinished walkout lower level ready for your vision. The home was built efficient and comfortable: spray-foam insulation, a tankless water heater, poured-concrete foundation, and an ERV for fresh, balanced air throughout. Two heat pumps, one with gas backup,and central air keep every level dialed in year-round. Ten-foot ceilings on the main floor and nine-foot ceilings in the basement give the home an open, airy feel rarely found in this price range. A first-floor primary and first-floor laundry keep daily living easy, while the wrap-around porch takes in the acreage. Laundry is on the main floor and the second floor! A storm shelter, loft, dedicated office, and mudroom round out a layout designed for real life. Fenced and largely cleared, the land suits horses, hobby farming, or simply room to breathe. Bring your buyers who want privacy without the long drive.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
4/10
Bloomfield Middle SchoolGrades 6-814.7 mi
7/10
Thomas Nelson High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 100
  • Finished area above ground: 4,631

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Propane,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,631
  • Total interior livable area: 4,731 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Media Room

  • Level: Third

Mud Room

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 1900000088

Features

  • Stories: 4
  • Patio & porch: Wrap Around,Porch
  • Fencing: Partial,Farm

Lot

  • Lot size: 15.42 Acres
  • Features: Cleared

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,435$65,220
Home Insurance *$596$7,152
Property Taxes $848$10,176
Electricity $373$4,483
Total$7,252$87,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,640/yr
40% on housing$217,560/yr
45% on housing$193,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 40013$151
Nelson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 40013$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$1,075,000
2026-07-07Listed for sale$1,100,000
2026-07-03Contingent$1,100,000
2026-06-19Listed for sale$1,100,000
2013-09-05Sold$31,250

For Sale by Agent

AgentBailey R Mashburn
BrokerageArea One Realty, LLC

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