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2380 Highway 976, West Liberty, KY, 41472

4beds
3baths
3,000sqft
$600,000
$200price/sqft
$4,271/moest. monthly cost
$170,840/yrincome needed

About This Home

Welcome to this beautiful 4-bedroom, 3-bathroom newer-built home on 26± acres, perfectly situated among the rolling hills of eastern Kentucky and less than 15 minutes from Cave Run Lake. Offering the perfect blend of modern comfort and peaceful country living, this property provides plenty of space, privacy, and scenic views in every direction. The home's modern exterior, inviting covered front porch, and thoughtful design create a warm first impression. Inside, the floor plan is ideally designed for privacy, featuring three bedrooms located on one side of the home and a private primary suite on the opposite side, creating a quiet retreat away from the secondary bedrooms. Large windows fill the living spaces with natural light while showcasing the surrounding countryside. A butler's pantry off the kitchen adds both convenience and extra storage, making meal prep and entertaining effortless. The home also features high-speed internet, allowing you to enjoy country living without sacrificing connectivity. The spacious primary suite is designed with convenience in mind and includes a laundry area just off the suite, making daily routines easier and more efficient. Outside, you'll find a spacious yard surrounded by approximately 20± acres of beautiful rolling land, offering endless possibilities. Whether you envision gardening, recreation, hunting, livestock, outdoor entertaining, or simply enjoying wide open space, this property gives you the freedom to make it your own. One of the standout features is the approximately 1,400 square feet of unfinished bonus space upstairs. Already plumbed for a bathroom, this area offers incredible potential to bring the home to 6 bedrooms and 4 bathrooms once finished. It can easily be transformed into additional bedrooms, a guest suite, home office, media room, game room, or home gym, depending on your needs. The home also includes a large crawlspace with access through the garage, providing convenient access to mechanical systems for maintenance. Enjoy the quiet of country living without sacrificing convenience, with Cave Run Lake, local shopping, dining, and everyday amenities just a short drive away. If you've been looking for a home that combines modern style, room to grow, and beautiful Kentucky scenery, this one is worth a look.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
4/10
3/10
Morgan County High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom3

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Breakfast Bar
  • Flooring: Carpet,Concrete,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,000

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 039000001800

Features

  • Levels: One and One Half
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s),Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 26 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$395$4,740
Property Taxes $607$7,284
Electricity $236$2,842
Total$4,271$51,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,434/yr
40% on housing$128,130/yr
45% on housing$113,893/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 41472$125
Morgan County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 41472
Morgan County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$600,000
2026-06-07Listed for sale$600,000
2026-05-04Listing removed--
2026-02-03Price change$615,000
2026-01-07Listed for sale$700,000

For Sale by Agent

AgentVickie P Oldfield
BrokerageThe Real Estate Co - W Liberty

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