14689 N Court Six, Effingham, IL, 62401
About This Home
Calling all Lake Sara buyers! Come check out this ranch style home that sits on .62 acres and has great water access and a dock! The home offers 1,368 square feet, 2 bedrooms, 1 bathroom, office, and an amazing view of Lake Sara. The kitchen and living room are an open concept and offers a gas fireplace. The main bedroom is 20 X 12 and has a big walk in closet. This home has so much potential! Outside the property you will find a boat dock that has a single boat slip, electric boat lift, and the water depth is around 10 foot. Schedule your private showing today! (more exterior photos of the home and boat dock coming Friday December 12th, was too foggy when shooting photos)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Crawlspace
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Water Heater,Range,Refrigerator
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace,Main Level Primary
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 1,368
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,368
- Total interior livable area: 1,368 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Office
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: 1126006038
- Zoning: RES
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Dock,Shed
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Privileges
Lot
- Lot size: 0.62 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $320 | $3,840 |
| Property Taxes | $513 | $6,156 |
| Electricity | $130 | $1,569 |
| Total | $3,237 | $38,844 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-11 | Listed for sale | $449,900 |
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