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14915 White Pearl Rd, Punta Gorda, FL, 33982

3beds
3baths
1,879sqft
$225,000
$120price/sqft
$1,629/moest. monthly cost
$65,160/yrincome needed

About This Home

Welcome to 14915 White Pearl Rd in Tucker’s Cove, one of Babcock Ranch’s fastest-growing and soon-to-be premier communities. This beautifully designed 3-bedroom, 2.5-bath townhome offers the perfect blend of comfort, functionality, and lifestyle. The open-concept main floor is built for entertaining, with a seamless flow between the kitchen, dining, and living areas. Whether you’re hosting friends or enjoying a quiet night in, the space feels connected, bright, and inviting. Upstairs, all three bedrooms are thoughtfully positioned for added privacy, creating a clear separation between living and sleeping spaces. The spacious primary suite offers a peaceful retreat, while the additional bedrooms provide flexibility for guests, a home office, or growing needs. Step outside to your open lanai with a privacy fence — ideal for morning coffee, evening unwinding, or letting pets enjoy their own secure space. Impact windows throughout provide peace of mind, energy efficiency, and storm protection. A one-car garage adds convenience and additional storage. As an added bonus, select downstairs furnishings (sofas, chairs, dining set) are included in the sale, making this an easy move-in opportunity. Tucker’s Cove is set to become one of the most sought-after neighborhoods in Babcock Ranch once the amenity campus is complete by 2027. Planned features include a full-service restaurant, lazy river, water slides, resort-style pools, pickleball and tennis courts, and more — delivering a true Florida lifestyle experience right outside your door. If you’re looking for low-maintenance living with high-level amenities in one of Southwest Florida’s most innovative communities, this is the one to see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-519.3 mi
4/10
Punta Gorda Middle SchoolGrades 6-820.7 mi
4/10
Charlotte High SchoolGrades 9-1220.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Block,Metal Frame,Concrete,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Other,Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Inside

Bedroom

  • Dimensions: 11.00 x 12.00

Bedroom

  • Dimensions: 11.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Dimensions: 15.00 x 18.00

Features

  • Breakfast Bar,Built-in Features,Dual Sinks,Family/Dining Room,Living/Dining Room,Pantry,Shower Only,Separate Shower,Upper Level Primary,Walk-In Pantry,Walk-In Closet(s),Window Treatments,High Speed Internet,Bathroom,Guest Quarters,Great Room
  • Window features: Impact Glass,Window Coverings
  • Flooring: Carpet,Tile

Garage

  • Dimensions: 12.00 x 20.00

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,202
  • Total interior livable area: 1,879 sqft

Master Bedroom

  • Dimensions: 15.00 x 15.00

Screened Porch

  • Dimensions: 16.00 x 6.00

Property

Details

  • Parcel number: 422616351160
  • Lease amount: 0

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Open,Patio,Porch
  • Exterior features: Fence,Security/High Impact Doors,Sprinkler/Irrigation,Patio,Storage,Privacy Wall
  • Waterfront features: None

Lot

  • Lot size: 2,613 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 20 x 120 x 20 x 120

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Paved,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Coastal Flooding
Drought
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$138$1,656
Property Taxes $157$1,884
Electricity $197$2,366
Total$1,629$19,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,851/yr
40% on housing$48,870/yr
45% on housing$43,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$180
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$225,000
2026-03-19Price change$227,000
2026-02-25Listed for sale$235,900
2025-12-01Sold$215,000

For Sale by Agent

AgentJohn Garuti
BrokerageEXP Realty LLC

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