See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4045 W County Highway 30a Unit 402, Santa Rosa Beach, FL, 32459

3beds
3baths
1,466sqft
$1,449,000
$988price/sqft
$9,346/moest. monthly cost
$373,840/yrincome needed

About This Home

Under contract with kick out clause. This beautiful top-floor condominium offers gulf views, the ideal blend of luxury, privacy, and coastal living within the highly sought-after, gated community of San Remo. Featuring 3 spacious bedrooms and 3 full bathrooms, this residence provides a serene escape with plenty of room for family and guests. Step inside to an open, light-filled floor plan designed for relaxation and entertaining. The kitchen features granite countertops, stainless steel appliances, and ample cabinetry, all overlooking the dining and living spaces. Enjoy tranquil views and refreshing Gulf breezes from your private balcony perfect for morning coffee or sunset cocktails after a day at the beach. San Remo offers easy access to Gulf Place, beloved restaurants, boutique shops, and miles of bike paths. Whether you're seeking a primary residence, second home, or strong rental opportunity, this top-floor unit delivers coastal living at its finest.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

10/10
Bay Elementary SchoolGrades K-58.9 mi
8/10
8/10
South Walton High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2004

Materials

  • Construction materials: Concrete,Steel Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 115.9
  • Dimensions: 12.2 x 9.5

Bedroom

  • Level: First
  • Area: 112.09
  • Dimensions: 11 x 10.2

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First
  • Area: 130.56
  • Dimensions: 13.6 x 9.6

Features

  • Owner's Closet,Pantry
  • Window features: Window Treatments

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,466
  • Total interior livable area: 1,466 sqft

Living Room

  • Level: First
  • Area: 226.8
  • Dimensions: 16.2 x 14

Master Bedroom

  • Level: First
  • Area: 171.36
  • Dimensions: 15.3 x 11.2

Property

Details

  • Parcel number: 023S20346500000402

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: Gulf,Pond
  • Has water view: Yes
  • Water view: Gulf,Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,326$87,912
Home Insurance *$1,232$14,784
Property Taxes $591$7,092
Electricity $197$2,366
Total$9,346$112,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$320,434/yr
40% on housing$280,380/yr
45% on housing$249,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$988This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$601
Walton County$483

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$1,449,000
2025-12-12Listed for sale$1,496,000

For Sale by Agent

AgentThe Geppert Beeker Group
BrokerageScenic Sotheby's International Realty

Similar Homes