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413 New River Rd, Lincoln, RI, 02838

4beds
4baths
3,050sqft
$1,200,000
$393price/sqft
$8,681/moest. monthly cost
$347,240/yrincome needed

About This Home

Welcome to a masterpiece of modern craftsmanship and sophisticated design. This stunning new home blends luxury finishes with energy-efficient technology for comfort and style throughout. Step into an elegant foyer with herringbone oak hardwood floors, leading to a flexible space ideal for a private office or dining room. The main living area features classic oak hardwoods and a cozy gas fireplace. The kitchen is a culinary dream with JSI Premier cabinets, quartz countertops, Frigidaire stainless steel appliances, pantry and a beautifully tiled backsplash. Upstairs, enjoy two exceptional primary suites. Suite 1 offers cathedral ceilings, a spa-like bath with soaking tub, tiled shower with body sprays, floating double vanity, and two walk-in closets. Suite 2 features a private tiled shower and walk-in closet. Two additional bedrooms share a double vanity bath, with a convenient nearby laundry room. Enjoy year-round comfort with a 3-zone energy-efficient hybrid heat pump system and central AC. A massive 4-car tandem style garage for expansive vehicle parking and bonus utility space. Outdoor living includes a farmer’s porch, rear patio, landscaped yard, and sprinkler system. Ideally located near the Blackstone River and Bike Path with easy highway access. **Some photos virtually staged for illustrative purposes.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
7/10
Lincoln Middle SchoolGrades 6-83.5 mi
9/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Range Hood,Microwave,Oven/Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Wall (Dry Wall),Wall (Plaster),Cathedral Ceiling(s),Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,050

Heating & Cooling

  • Heating features: Electric,Natural Gas,Central Air,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,050
  • Total interior livable area: 3,050 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Other

  • Level: First

Pantry

  • Level: First

Property

Details

  • Parcel number: LINCM34L4640U

Features

  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.48 Acres
  • Features: Sprinklers

Parking

  • Total spaces: 8
  • Parking features: Attached,Integral,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$641$7,692
Property Taxes $1,352$16,224
Electricity $621$7,453
Total$8,681$104,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$297,634/yr
40% on housing$260,430/yr
45% on housing$231,493/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 02838$205
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02838$265
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$1,200,000

New Construction

AgentRoselina Perlini
BrokerageCompass

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