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2305 Mill Loop, Spartanburg, SC, 29301

4beds
3baths
2,392sqft
$309,000
$129price/sqft
$2,109/moest. monthly cost
$84,360/yrincome needed

About This Home

Welcome home to The Monroea thoughtfully designed primary-down floorplan that truly offers space for everyone. Step inside and youll immediately notice the beautiful, easy-to-maintain, Heardsville Oyster Oak luxury vinyl plank flooring that flows seamlessly throughout all the common areas on the first floor. The eat-in kitchen transitions effortlessly into the main cooking area and overlooks the spacious great room, creating an ideal layout for both everyday living and entertaining. The kitchen is beautifully appointed with pendant lighting, stainless steel appliances, White Shaker-style cabinetry, Luna Pearl granite countertops, and a stylish white tile backsplasha perfect blend of function and modern elegance. The primary suite is located on the first floor and comes with a ceiling fan already installed. The primary bath offers dual vanities, two linen closets, a five-foot walk-in shower, and a generous walk-in closet. Off of the living room youll find a fixed garden door that leads to the rear covered porch overlooking the beautiful view from the backyard. Upstairs, youll find three generously sized bedrooms, a full bathroom, and a spacious loft. Great for a movie or game room!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
Arcadia Elementary SchoolGrades PK-50.6 mi
2/10
Fairforest Middle SchoolGrades 6-81.5 mi
6/10
Dorman High SchoolGrades 9-127.4 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Mungo Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,392 sqft

Property

Details

  • Parcel number: 6180104671

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Earthquake
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Spartanburg County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$168$2,016
Property Taxes $149$1,788
Electricity $230$2,760
Total$2,109$25,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,308/yr
40% on housing$63,270/yr
45% on housing$56,240/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 29301$121
Spartanburg County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 29301$147
Spartanburg County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$315,000

New Construction Spec

BrokerageMungo Homes

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