




3651 Ali Ala Loop #585, Ruskin, FL, 33570
About This Home
(Español a continuación) Welcome to affordable waterfront living in the 55+ Hawaiian Isles community with remarkably low lot rent at just $592 monthly (includes water and sewer, electric metered separately). This 1985 single wide offers 1 bedroom, 1 bathroom plus a thoughtfully added bonus room expanding the main living space. Picture mornings fishing right off your private deck overlooking the canal with direct access to Tampa Bay and the Gulf, or evenings sipping cocktails as boats drift by your covered pergola on the water. The home features a corner shower unit in the bathroom, washer/dryer hookups in the dedicated laundry room, and window unit AC. A brand new roof installed September 2025 comes with a fully transferable warranty. The property needs new flooring throughout and cosmetic updates, making this an exceptional value for buyers ready to personalize their waterfront retreat. Enjoy resort-style amenities including Olympic-sized heated pool, hot tub, pickleball courts, 16 shuffleboard courts, horseshoes, two recreation halls with card and billiard rooms, game room, fitness center, boat ramp with bay access, kayak rentals, and planned daily activities. Senior-friendly attractions nearby include championship golf at Riverside Golf Club 4 miles away, scenic trails at Little Manatee River State Park 10 miles south, fresh produce at Dooley Groves Farm Market 2 miles from home, cultural events at Firehouse Cultural Center 1 mile away, and waterfront relaxation at E.G. Simmons Park 3 miles north. Sun City Center shopping and dining sits 6 miles east. HCA Florida South Shore Hospital provides medical care 10 minutes away. This is rare waterfront living at an accessible price point. The combination of brand new roof warranty, private canal dock for fishing and boating access to the Gulf, resort amenities, and incredibly low lot rent creates tremendous value. Don't miss this opportunity to wake up to water views every day. Schedule your showing today and discover why Hawaiian Isles residents love the Florida lifestyle. ======================================================================== **Hogar Frente al Agua en Comunidad 55+** Bienvenido a Hawaiian Isles, una comunidad 55+ con renta de lote excepcionalmente baja de solo $592 mensuales (incluye agua y alcantarillado). Esta casa móvil 1985 ofrece 1 dormitorio, 1 baño, mas una habitación adicional que expande el espacio de estar. El mayor tesoro: su propio muelle privado en el canal con acceso directo a la Bahía de Tampa y el Golfo. Imagine pescar desde su terraza cada mañana o relajarse por las tardes mientras los barcos pasan. La casa incluye ducha de esquina, conexiones para lavadora/secadora, y techo completamente nuevo (septiembre 2025) con garantía transferible. Necesita pisos nuevos en toda la casa, creando una oportunidad perfecta para personalizar su retiro junto al agua. Las amenidades del complejo incluyen piscina olímpica climatizada, jacuzzi, canchas de pickleball, 16 canchas de shuffleboard, herraduras, dos salones recreativos con salón de cartas y billar, gimnasio, rampa para botes con acceso a la bahía, alquiler de kayaks, sendero natural, y actividades diarias planificadas. Sun City Center ofrece compras, restaurantes y HCA Florida South Shore Hospital a solo 10 minutos. ¡Programe su visita hoy mismo!
Getting Around
Schools
Construction
Condition
- Year built: 1985
Materials
- Construction materials: Aluminum Siding
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 980
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 980
Kitchen
- Features: Open,Laminate Counters
Property
Details
- On leased land: Yes
- Lease amount: 592
Features
- Patio & porch: Enclosed Porch,Deck
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal
Parking
- Parking features: Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsborough County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $80 | $960 |
| Home Insurance * | $7 | $84 |
| Property Taxes | $11 | $132 |
| Electricity | $197 | $2,366 |
| Total | $295 | $3,540 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-19 | Price change | $15,999 |
| 2026-01-06 | Price change | $16,999 |
| 2025-12-12 | Listed for sale | $17,500 |
For Sale by Agent
