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3651 Ali Ala Loop #585, Ruskin, FL, 33570

1beds
1baths
0sqft
$15,999
--price/sqft
$295/moest. monthly cost
$11,800/yrincome needed

About This Home

(Español a continuación) Welcome to affordable waterfront living in the 55+ Hawaiian Isles community with remarkably low lot rent at just $592 monthly (includes water and sewer, electric metered separately). This 1985 single wide offers 1 bedroom, 1 bathroom plus a thoughtfully added bonus room expanding the main living space. Picture mornings fishing right off your private deck overlooking the canal with direct access to Tampa Bay and the Gulf, or evenings sipping cocktails as boats drift by your covered pergola on the water. The home features a corner shower unit in the bathroom, washer/dryer hookups in the dedicated laundry room, and window unit AC. A brand new roof installed September 2025 comes with a fully transferable warranty. The property needs new flooring throughout and cosmetic updates, making this an exceptional value for buyers ready to personalize their waterfront retreat. Enjoy resort-style amenities including Olympic-sized heated pool, hot tub, pickleball courts, 16 shuffleboard courts, horseshoes, two recreation halls with card and billiard rooms, game room, fitness center, boat ramp with bay access, kayak rentals, and planned daily activities. Senior-friendly attractions nearby include championship golf at Riverside Golf Club 4 miles away, scenic trails at Little Manatee River State Park 10 miles south, fresh produce at Dooley Groves Farm Market 2 miles from home, cultural events at Firehouse Cultural Center 1 mile away, and waterfront relaxation at E.G. Simmons Park 3 miles north. Sun City Center shopping and dining sits 6 miles east. HCA Florida South Shore Hospital provides medical care 10 minutes away. This is rare waterfront living at an accessible price point. The combination of brand new roof warranty, private canal dock for fishing and boating access to the Gulf, resort amenities, and incredibly low lot rent creates tremendous value. Don't miss this opportunity to wake up to water views every day. Schedule your showing today and discover why Hawaiian Isles residents love the Florida lifestyle. ======================================================================== **Hogar Frente al Agua en Comunidad 55+** Bienvenido a Hawaiian Isles, una comunidad 55+ con renta de lote excepcionalmente baja de solo $592 mensuales (incluye agua y alcantarillado). Esta casa móvil 1985 ofrece 1 dormitorio, 1 baño, mas una habitación adicional que expande el espacio de estar. El mayor tesoro: su propio muelle privado en el canal con acceso directo a la Bahía de Tampa y el Golfo. Imagine pescar desde su terraza cada mañana o relajarse por las tardes mientras los barcos pasan. La casa incluye ducha de esquina, conexiones para lavadora/secadora, y techo completamente nuevo (septiembre 2025) con garantía transferible. Necesita pisos nuevos en toda la casa, creando una oportunidad perfecta para personalizar su retiro junto al agua. Las amenidades del complejo incluyen piscina olímpica climatizada, jacuzzi, canchas de pickleball, 16 canchas de shuffleboard, herraduras, dos salones recreativos con salón de cartas y billar, gimnasio, rampa para botes con acceso a la bahía, alquiler de kayaks, sendero natural, y actividades diarias planificadas. Sun City Center ofrece compras, restaurantes y HCA Florida South Shore Hospital a solo 10 minutos. ¡Programe su visita hoy mismo!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Ruskin Elementary SchoolGrades PK-54.1 mi
2/10
Shields Middle SchoolGrades 6-88.4 mi
3/10
Lennard High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 980

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 592

Features

  • Patio & porch: Enclosed Porch,Deck
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $80$960
Home Insurance *$7$84
Property Taxes $11$132
Electricity $197$2,366
Total$295$3,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$10,114/yr
40% on housing$8,850/yr
45% on housing$7,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33570$148
Hillsborough County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 33570$189
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-19Price change$15,999
2026-01-06Price change$16,999
2025-12-12Listed for sale$17,500

For Sale by Agent

AgentBrenton Basinger
BrokerageFlorida Mobile Home Solutions, Inc.

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