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1299 Palmer Avenue #225, Larchmont, NY, 10538

1beds
1baths
782sqft
$185,000
$237price/sqft
$1,524/moest. monthly cost
$60,960/yrincome needed

About This Home

Located in the heart of Larchmont is one of the most well kept and desirable elevator buildings. The unit needs updating. Just steps away from Metro North and town; with restaurants, shops and Turtle Park. There is a short waitlist for on site parking and the building has a on site super and porter, ground level laundry room and offers storage and bike rooms.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

8/10
Central SchoolGrades PK-50.4 mi
9/10
Hommocks SchoolGrades 6-80.5 mi
8/10
Mamaroneck High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1962

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Elevator
  • Flooring: Wood
  • Attic: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 782
  • Total interior livable area: 782 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 3289004000000010000001
  • Attached to another structure: Yes
  • Special condition: Notice Of Default

Lot

  • Lot size: 2.03 Acres

Parking

  • Parking features: Parking Lot,Waitlist
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$60$720
Property Taxes $283$3,396
Electricity $246$2,954
Total$1,524$18,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,251/yr
40% on housing$45,720/yr
45% on housing$40,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 10538$553
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10538$697
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentElinor Berlin
BrokerageHoulihan Lawrence Inc.

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