13086 Highway 38, Evarts, KY, 40828
About This Home
This house has paved parking out front and comes with 2 bedrooms and 1 bathroom, living room, kitchen, laundry room, home needs work, public water and septic system, property borders Cumberland Fork River, beautiful level lot with chain link fence around part of property, square footage of home is estimated, Close to downtown Evarts and Harlan.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Frame,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Window features: Insulated Windows,Aluminum Frames
- Flooring: Laminate,Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Details
- Parcel number: 1604001020.00
Features
- Has view: Yes
- View description: Other,Mountain(s),Country Setting
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 1 Acres
- Features: Level
Parking
- Total spaces: 2
- Parking features: Off Street,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $30 | $360 |
| Electricity | $154 | $1,850 |
| Total | $517 | $6,204 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-18 | Listed for sale | $49,900 |
| 2026-04-23 | Pending sale | $49,900 |
| 2025-12-13 | Listed for sale | $49,900 |
For Sale by Agent
View on Zillow