




1460 Main #120, Cambria, CA, 93428
About This Home
New Construction - Affordable 1BDR Cottage Home! Showroom OPEN WEEKLY 12-3pm Weds-Sunday. Cambria's only new home development wrapping up the 2nd phase of new homes. A luxurious low maintenance cottage home in the Castle Cottages, a 55 plus community with only 20 homes. Location & Community is the appeal that thrives in the Castle Cottages. Nestled above scenic open space and whispering creek below, these are situated perfectly in between the East & West Villages of Cambria and a mile to Moonstone Beach, so ideal for routine walks and social meetups. These are custom manufactured homes assembled and craftsman finished on site with extra amenities such as paver'd parking, spacious patio decking, zero-scape landscaping and upgraded finish detail. Unit presented is #120. This home rests near the East entrance with a lovely view deck and contemporary vibe. A must see! We have a limited selection to choose from to close out this phase. Most homes are 2 Bedroom/2Bath at approximately 1100sqft ( size varies per lot ). There are only two available units that are 1 bedroom/Bath! The layout of the homes have a very modern design appeal, spacious open living area with plentiful windows and outdoor living space. Your furry loved ones ( pets ) are welcome too! If you have considered condominium ownership, this is next level! Single level living, low maintenance, room for outdoor potted gardening, No shared walls/attached neighboring homes and simply a lovely place to be. This is leased land, with a $515 a month space lease for 5 years, thereafter only $10 annual cap on increases, allowing the peace of mind of stable cost of living. The Castle Cottages community initial phase has been sold out for several years, and now the final phase has created a limited opportunity to jump into this highly desirable community. Outside of WUI (Wildfire Zone). Earthquake rated pier & beam foundation. Financing referrals are available. No short term rentals are allowed, but these also would make for an excellent second home. We are open, stop by and see this enchanting community to see if it is a match for your desired lifestyle.
Getting Around
Schools
Construction
Condition
- Property condition: Turnkey
- Year built: 2024
Materials
- Foundation: Pier Jacks
- Roof: Composition
- Construction materials: HardiPlank Type
Other
- Builder name: GFC CAMBRIA
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Gas Oven,Gas Range,Ice Maker,Refrigerator,Tankless Water Heater
- Laundry features: Laundry Room,Stacked
Bathroom
- Features: Separate Shower,Tub Shower
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Granite Counters,Open Floorplan,Primary Suite
- Window features: Screens
- Flooring: Carpet,Vinyl
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: None
Interior Area
- Total interior livable area: 700 sqft
Kitchen
- Features: Kitchen Island
Master Bedroom
- Features: Primary Suite
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 013251008
- On leased land: Yes
- Lease amount: 515
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Pool features: None
- Patio & porch: Covered,Deck,See Remarks
- Exterior features: Rain Gutters
- Spa features: None
- Fencing: Vinyl
- Has view: Yes
- View description: Meadow,Mountain(s)
Lot
- Lot size: 1,200 sqft
- Features: Corner Lot,Drip Irrigation/Bubblers,Level
Parking
- Total spaces: 3
- Parking features: Driveway,On Site,Uncovered
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $258 | $3,096 |
| Electricity | $398 | $4,786 |
| Total | $3,203 | $38,436 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-14 | Listed for sale | $485,000 |
